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How to find your bank account routing number


how to find your bank account routing number

Find your bank's routing transit number, and your account number, on the bottom left part of your checks. Here are our routing transit numbers according to. You do not need to indicate your Branch Name as it is no longer a requirement. For DBS Accounts (10 digit account number). Bank Code: 7171. The checking number can be found at the bottom of your checks, to the right of our ABA/Routing Number. Or, find your checking and savings account numbers by.

: How to find your bank account routing number

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How to find your bank account routing number -

Find your U.S. Bank checking account routing number

Your routing number identifies the location where your account was opened. You'll often be asked for your checking account routing number when you're making a payment online or by phone. It's also referred to as an RTN, a routing transit number or an ABA routing number.

You can see your full account number and routing number when you log in to Online Banking. You'll find a link in the "I'd like to'' list on your checking account transactions page. 

There are two numbers you'll need to provide.

Your bank routing number is a nine-digit code that's based on the U.S. Bank location where your account was opened. It's the first set of numbers printed on the bottom of your checks, on the left side. You can also find it in the U.S. Bank routing number chart below.

Your account number (usually 10-12 digits) is specific to your personal account. It's the second set of numbers printed on the bottom of your checks, just to the right of the bank routing number. You can also find your account number on your monthly statement.

U.S. Bank routing numbers by region

Be sure to use the account number on your most recent statement.

State

Routing number

Colorado - all other areas

Minnesota - East Grand Forks*

Minnesota - all other areas

Nebraska (+ Council Bluffs, IA)

North Dakota (+ Moorhead, MN)

* Aspen/East Grand Forks: If you are a business owner with a cash management account, use the statewide bank routing numbers.

Savings account and IRA routing numbers

To find your savings account or IRA routing numbers, call us at 800.872.2657.

U.S. Bank SWIFT code for incoming wire transfers

If you're receiving an international wire transfer payment, you'll need to:

  • Provide the sender name as it appears on your account
  • Provide your account number
  • Provide the U.S. Bank SWIFT code: USBKUS44IMT

The SWIFT code is for incoming wire transfers only and cannot be used for any other purpose.

Источник: https://www.usbank.com/bank-accounts/checking-accounts/checking-customer-resources/aba-routing-number.html

TD Bank Routing/ABA numbers

Sample check

The TD Bank routing/ABA numbers are listed below.

These numbers are sometimes called transit numbers.
Connecticut011103093
Florida067014822
Maine211274450
Massachusetts/Rhode Island211370545
Metro DC/Maryland/Virginia054001725
New Hampshire

Please use the following routing number you bank at one of the following branch locations: 211370545

Seabrook
270 Lafayette Road, Seabrook, NH 03874

Plaistow
47 Plaistow Road, Route 125, Plaistow, NH 03865

Kingston
53 Church St, Kingston, NH 03848

Hampstead
220 Main Street Hampstead, NH 03841

Derry
35 Manchester Rd. Derry, NH 03038

Londonderry
62 Nashua Rd Londonderry NH 03053

Salem NH
155 North Broadway, Salem, NH 03079)
011400071
New Jersey/Delaware031201360
New York – Metro NYC or former Commerce customers 026013673
New York – Upstate NY or former Banknorth customers021302567
North Carolina/South Carolina053902197
Pennsylvania036001808
Vermont011600033
You can also find the routing / ABA (transit) number at the bottom left side of your check.
Источник: https://www.tdbank.com/popup/samplecheck.html

What Is a Bank Routing Number (BRN)?

Whether you wish to send or receive a bank payment, you may be asked for a series of numbers depending on the region. Global banking is seemingly filled with acronyms, from IBAN to SWIFT and BIC. But what is a bank routing number, or BRN, and how does it compare to these other terms? We’ll define these acronyms below.

Bank routing numbers explained

A bank routing number (BRN) is a nine-digit number used by American banks as an identification code. Also called a routing transit number (RTN), the BRN tells the bank where your currency needs to go when it’s transferred from one account to the next. You’ll need a BRN anytime you complete a transaction involving an American bank account, whether it’s accepting payment from an American customer or sending payment to a US-based supplier. It helps networks like the Federal Reserve and Automated Clearing House process electronic transfers, direct deposits, and other payments by ensuring the funds go to the right bank.

Those with a US bank account can find the BRN listed on the bottom left side of any paper cheque, next to the account number. It’s also listed in your online banking details. Unlike account numbers, bank routing numbers aren’t issued individually, nor are they confidential. They merely correspond to the bank, so you can also access them by phoning up the bank branch or with a quick Google search online.

Here’s what the nine digits mean:

  • First four characters show the Federal Reserve routing number

  • Next four characters show the financial institution identifying number

  • Final character is the cheque digit

What are SWIFT and BIC codes?

SWIFT or BIC codes are used for international money transfers, specifying the bank and country involved. SWIFT codes are universally used across the world, in comparison to IBANs and BRNs which are more location specific. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication, while BIC stands for Business Identifier Codes. Your SWIFT/BIC code will be either eight or eleven characters:

  • First four characters show the bank code

  • Next two characters show the country code

  • Next two characters show the location code

  • Final three characters show the branch code

What is an IBAN?

An IBAN stands for International Bank Account Number. It’s more specific with up to 34 characters, identifying the specific bank account that financial institutions should deposit the money into. It’s primarily used in Europe, the Caribbean, North Africa, and the Middle Eastern regions of the world alongside the SWIFT or BIC code. You can use IBAN to process international payments quickly and automatically, provided your transfer takes place between countries using the IBAN system.

Here’s how an IBAN breaks down:

  • First two characters are a country code

  • Next two characters provide cheque digits

  • Remainder of characters show the bank account number

Bank routing number UK vs US bank routing number

We’ve mentioned how a US bank routing number works above, but what about a bank routing number UK? You only need a BRN when you’re sending or receiving payments involving a US bank account. For international transfers, you’ll also need the appropriate SWIFT or IBAN code.

The equivalent of a bank routing number within the UK is a sort code. This is used by British banks for domestic transfers, consisting of six digits used to identify the account’s specific bank and branch. You’ll need to provide both your account number andsort code for direct debit payments or other domestic transfers.

All bank transfers, domestic and international, require the right codes for processing. By learning how to recognise these various bank acronyms, you’ll have all the information needed to send and receive money into the correct account.

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Источник: https://gocardless.com/guides/posts/what-is-a-bank-routing-number-brn/

What Is The Bank Routing Number And Where To Find It

If you look closely at the bottom left of a check, you’ll notice a string of nine numerals. Known as the bank routing number, this line of digits is an essential part of everyday financial life. You may not know your bank’s routing number by memory in the same way as your Social Security number or debit card PIN, but your bank routing number works behind the scenes of the banking system in important ways.

Your bank routing number helps you move money. It enables you to get paid and pay bills. And it helps the banking system process transactions quickly and safely. Anytime money needs to go into or out of your bank account, your bank routing number helps make it happen.

Here’s more info about bank routing numbers and how they work as part of the banking system.

What Is a Bank Routing Number?

The bank routing number—often called the ABA routing number, where ABA stands for the American Bankers Association—is a nine-digit identifying number for your bank. Just as individuals in the U.S. have a Social Security number or Taxpayer Identification Number, banks have ID numbers called routing numbers.

ABA routing numbers are symbols of quality and legitimacy. These numbers are issued only to federal or state-chartered financial institutions eligible to maintain an account at a Federal Reserve Bank. Your bank’s routing number proves to the banking system that it’s a legitimate chartered financial institution.

Bank routing numbers help banks recognize each other and help make transactions possible. These numbers also help ensure trust in the banking system. Sellers can have confidence that they will get paid with funds from a legitimate bank, and buyers can prove that their money is ready to go.

In the same way that you might need to show ID to make a purchase or cash a check, the bank routing number serves as your bank’s ID. It helps other banks, merchants and anyone who needs to send or receive money verify that the money routes to or from the right bank.

Bank routing numbers also help make sure that the banking system functions in an orderly way. These identifying numbers allow transactions to get processed more smoothly while avoiding confusion, delays or misunderstandings between buyers and sellers.

Where to Find the Routing Number on a Check

Your bank’s nine-digit routing number usually appears in the lower-left corner of every check in your checkbook.

The number to the right of the routing number is your checking account number. Be careful not to get these numbers confused, since it could cause a delay in your payment or deposit.

Where to Find Bank Routing Numbers Without a Check

If you don’t have your checkbook handy or don’t use paper checks, there are a few other ways to get your bank routing number:

  • Bank statements. Look at your latest bank statement. Most banks will list the ABA routing number as part of your account information that they send each month via mail or paperless electronic statements.
  • Bank website. Many banks list their ABA routing numbers prominently on their website. Be aware that some banks have more than one routing number. Some banks may have different routing numbers for wire transfers or ACH (Automated Clearing House) transactions, so make sure you understand what type of transaction you are making before you get the routing number. Some big national banks may also have different routing numbers for different states.
  • Call your bank. If you have any uncertainty about your bank’s routing number, you can also call your bank and ask the staff to confirm the correct ABA routing number for you.
  • Use the ABA online lookup tool. The ABA website has a free ABA Routing Number Lookup tool to look up routing numbers for banks. However, be aware that you can only use this tool to look up two ABA routing numbers per day and up to 10 per month.

When You May Need Your Bank Routing Number

For most people, your bank’s ABA routing number isn’t something you need to use every day. You only need to know or enter your ABA routing number for certain types of transactions, such as wire transfers or ACH transactions.

Here are a few types of transactions when you might need to obtain and enter your bank routing number:

  • Wire transfers. Sending or receiving large amounts of money via wire, especially for international transactions. Banks often charge a fee for wire transfers.
  • ACH deposits. If you have just started a new job and are signing up for direct deposit at work, you will need to provide your bank routing number and your bank account number.
  • IRS direct deposits. If you are receiving a tax refund, the IRS will give you the option to sign up to receive the money via direct deposit to your bank account via ACH. This is another occasion when you need to provide your bank routing number and bank account number. You also may receive your tax refund faster.
  • Paying bills. If you are signing up to pay a bill online or signing up for a payment app like Venmo or other mobile payment apps, you may need to enter your bank routing number (and bank account number) to give the payee or the mobile app access to your bank account.
  • Making deposits to retirement accounts or transfers to other banks. When you invest money for retirement, your investment manager or retirement plan provider will probably want you to use ACH deposits to transfer your money from your bank to your retirement savings each month. The same goes for transferring money between banks. If you have a high-yield online savings account, for example, at a different bank than your everyday checking account, you might need to set up the transactions via ACH transfer, and that requires your bank routing number.

ACH transfers are a fast, low-cost (often free) way to move money between banks.

Things You May Not Know About Bank Routing Numbers

  • The bank routing number was first developed in 1910 by the American Bankers Association.
  • Each bank may have up to four additional routing numbers beyond the “principal office number.”
  • The ABA’s Routing Number Administrative Board manages the assignment of routing numbers.
  • Each nine-digit routing number has three components:
    • Federal Reserve routing symbol. These are the first four digits of the routing number. If the first two numbers of a routing number are 00, that means the routing number is for a check or draft from the U.S. Government. Banks use routing numbers that start with the first digits of 01-12. Traveler’s checks have routing numbers that begin with 80. Most of the other first two-digit series are “reserved for future use,” to be determined by the ABA Routing Number Administrative Board.
    • ABA institution identifier. The next four digits are the unique identifier of the particular bank/financial institution.
    • Check digit. The last number is the “check digit,” which helps banks avoid transaction errors.

Bottom Line

Bank routing numbers are not something that most people think about in everyday banking transactions, but they serve an important purpose. These nine-digit numbers help banks identify each other, build trust in the banking system, avoid errors and delays and generally help everyone’s deposits and payments go where they need to go.

Next time you need your bank’s ABA routing number to set up a new account or complete a purchase, you’ll know where to find it: at the bottom of every check, on your bank’s website or in your monthly statement.

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Источник: https://www.forbes.com/advisor/banking/bank-routing-number-and-where-to-find-it/

Here’s Your Union Bank Routing Number

Banking / Banks

San Carlos, CA - Aug.

jejim / Shutterstock.com

Union Bank operates under its parent company Mitsubishi UFJ Financial Group. The company says it has a global vision to be the world’s most trusted financial group and considers integrity, respect and service to be among its top values.

If this sounds like a bank you want to do business with, you’ll need to know your routing number after opening an account. You’ll also need to know this number if you don’t have a Union Bank account but want to make certain transactions with someone who does. Finding your Union Bank routing number is simple and straightforward.

See all the Union Bank routing numbers in the table below.

Union Bank Routing Numbers by State

Union Bank Routing Numbers
ACH for all accounts122000496
Check processing – California122000496
Check processing – Georgia122000496
Check processing – Illinois122000496
Check processing – New York026005050
Check processing – Oregon122000496, 123000068
Check processing – Texas111026041
Check processing – Washington122000496, 125000118
Controlled disbursement for all accounts122241501

What Is a Union Bank Routing Number?

Every financial institution, including Union Bank, is assigned a special code by the U.S. Federal Reserve. The code has several names including an ABA routing number, ACH number and bank transit number. It is most commonly referred to as a routing number.

This number is made up of nine digits that work to identify the specific bank or credit union you’re using, as well as the bank or credit union’s location. This is possible because no two financial institutions have the same routing number. Each time you make a transaction using a paper check or send money electronically, the financial institution will review the routing number to discover exactly where the funds need to go.

How To Find Your Union Bank Routing Number

There are a few ways to find a Union Bank routing number. If you remember which state you opened your account in, just use the chart.

If you have a Union Bank checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call Union Bank any time at 800-238-4486 to find the routing number for your account. If you are at all confused about which number to use, you should consider calling Union Bank because using the right number could mean the difference between your money going into the right or wrong account.

Understanding Your Union Bank Routing Number

Every routing number contains three distinct sets of numbers. The Federal Reserve calls the first set of numbers the Federal Reserve Processing Symbol because the four digits used to make up this set of numbers identifies the specific district and processing location the bank or credit union is found in.

The first two digits represent which of the 12 districts the financial institution is in. If you take a look at Union Bank’s direct deposit routing number of 122000496, you’ll see the 12 reveals the bank does business out of the 12th district, which is San Francisco. A 05 would indicate Richmond and 10 is Kansas City. Digits three and four of the first set of numbers pinpoint the bank’s regional processing center and its location.

The second set of numbers within the routing number consists of digits five through eight and is for identifying your specific bank or credit union. That means the numbers 0049 are set aside for Union Bank. The Federal Reserve uses the last set of numbers, which is just one digit, as a way to ensure the entire routing number is valid. This digit is appropriately called the “check digit” and it is derived from a special mathematical algorithm.

Different Routing Numbers for Wire Transfers

In addition to sometimes being assigned multiple routing numbers for checks and direct deposits, like Union Bank, financial institutions typically are given a different routing number to use for wire transfers. Union Bank uses 122000496 for wiring transfers. Customers who wish to send a wire transfer outside of the United States might also be asked to provide a SWIFT Code, which is made up of both letters and numbers. This code always contains between eight and 11 characters. Union Bank’s SWIFT code is BOFCUS33MPK.

Union Bank Wiring Numbers
Routing Number122000496
SWIFT  CodeBOFCUS33MPK

Know Where to Find Your Bank ABA Number

Union Bank customers can quickly locate their bank transit number by looking at their checks. The first set of numbers across the bottom left-hand corner of each check is the bank’s routing number. Next to it you’ll see your specific account number, with the check number printed right after that. The ABA routing number is also printed on the deposit slips that are issued with each set of checks.

Another way to find your routing number is to call Union Bank’s customer service department at 800-238-4486. A representative will be able to look up the number and provide it to you over the phone.

Information is accurate as of Oct. 18, 2021

About the Author

Alicia Bodine is a New Jersey-based writer specializing in finance, travel, gardening and education. With more than 13 years of experience, her work has appeared in Chron.com, Livestrong, eHow, USA TODAY, GlobalPost, Education.com and wiseGEEK.

Источник: https://www.gobankingrates.com/banking/banks/union-bank-routing-number/
how to find your bank account routing number

ABA Numbers: Where to Find Them and How They Work

An ABA number, also known as a bank routing number, is a nine-digit code that identifies banks in the U.S. That number makes it possible for banks to transfer money to and from your accounts for transactions like wire transfers, direct deposit, and automatic bill payments.

ABA Origins

In 1910, the American Bankers Association (ABA) created ABA numbers as a way to assign unique identifiers to each payment-issuing bank. Doing so reduced confusion for processing paper checks, which were a common form of payment at the time. Over time, ABA numbers have evolved to include the Federal Reserve’s payment processes and facilitate modern electronic payments.

How to Find and Use ABA Numbers

You can get your account’s ABA number from several sources. If you have a checkbook handy, the easiest solution is to locate the numbers at the bottom of one of your checks.

On Paper Checks

An ABA number is printed on every check. On personal checks, it is usually the nine-digit number in the bottom left-hand corner. How to find your bank account routing number number might appear somewhere else on computer-generated checks (like online bill payment checks or business checks). You can also find your ABA number on deposit slips, typically in the same location.

Contact Your Bank

Some banks provide this information online, although you might need to log into your account to find the right number. Search your bank’s website for direct deposit forms or Automated Clearing House (ACH) information. Alternatively, call customer service and ask.

Use the Correct Number

Your bank may operate under several ABA numbers, so it’s essential to identify the one specific to your account. ABA numbers may differ depending on where you opened your account, and bank mergers can result in multiple codes for the same bank. Some banks also use separate ABA numbers for wire transfers vs. direct deposit or ACH transactions.

Even if you know the correct number for ordering checks, you might need to use a different number for wire transfers or electronic bill payments. When in doubt, ask a customer service representative at your bank which number to use.

How ABA Numbers Work

In most cases, all you need to do is provide your ABA number, along with your account number, to whoever is requesting it. Banks, billers, and your employer (or whoever else is setting up automatic transfers) handle the logistics after that.

If your bank fails or merges, you may receive new ABA numbers—but you don’t necessarily have to start using them right away.

Ask your bank if you can continue using old numbers until you order new checks or sign up for new services. In some cases, you can continue using old routing numbers indefinitely.

ABA numbers follow an intricate system:

Behind the Name

An ABA number is like an address that tells financial institutions where to find your account. As a result, ABA numbers may also be called routing transit numbers (RTNs) or check routing numbers.

Computer-Readable

Routing numbers are typically printed on checks using magnetic ink, which allows special machines to read the code more easily. Whether or not magnetic ink is present, printers how to find your bank account routing number use MICR font, making it easy for computers to visually recognize the numbers. That’s helpful when pge pay bill by phone deposit a check by snapping a photo with your mobile device, for example.

The first four digits were initially assigned by the Federal Reserve Routing System and represent the bank's physical location. Because of acquisitions and mergers, these numbers frequently do not correlate with the bank’s geographic location today.

The fifth and sixth digits designate which Federal Reserve bank the institution's electronic and wire transfers will route through.

The seventh digit indicates which Federal Reserve check processing center was initially assigned to the bank. 

The eighth digit designates which Federal Reserve district the bank is in. 

The ninth digit provides a checksum. The checksum is a complicated mathematical expression using the first eight digits. If the end result does not equal the checksum number, the transaction gets flagged and rerouted for manual processing.

The ABA's Role in Check Processing

Since the 1960s, the ABA number has played an instrumental part in significantly speeding up check processing. Additionally, with the passage of the Check 21 Act in 2004, physical checks that needed to travel by airplane and truck to reach banks could now be submitted and cleared electronically. As a result, funds clear much more quickly, and consumers no longer have the luxury of "playing the float" or issuing a check a few days before they actually have the funds in their account.

Frequently Asked Questions (FAQs)

How can you tell the difference between a routing number and an account number?

The routing number is usually the first, bottom-left number on your check and is followed by the account number. The routing number is always nine digits long, while your account number may be between 10 and 12 digits.

What is the difference between an IBAN number and an ABA number?

IBAN numbers, or international bank account numbers, are used for international bank routing throughout much of Europe. ABA numbers are specific only to the U.S. The U.S. does not use IBAN numbers for international banking. For international transfers, the U.S. uses SWIFT codes.

Источник: https://www.thebalance.com/what-is-an-aba-number-and-where-can-i-find-it-315435

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A savings account routing number is a nine-digit number that’s used to identify the bank that holds the account.

If you have a checking account, you’re probably familiar with the account information you see at the bottom of your check: the routing number, account number and check number. The routing number is nine digits, and is the first number you see on the very left side of the bottom of the check.

Savings accounts also have routing numbers. As with checking accounts, a savings account routing number is key to being able to move money in or out of the account. You can typically find your savings account routing number when you log into your online banking profile. It may also be available on your checks, if your bank prints checks for the type of savings account you have.

Let’s take a look at what your savings account routing number does, how to find it, and how to transfer funds or pay bills using it.

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What is a routing number?

Think of a routing number as your financial institution’s GPS. Created in 1910 by the American Bankers Association, routing numbers help U.S. banks keep track of money being deposited and transferred into accounts they maintain.

These days, routing numbers also make digital transactions possible through peer-to-peer payment apps like Zelle or Venmo.

Each federal- or state-chartered U.S. bank, credit union or other financial institution has its own unique routing number. These routing numbers help direct funds from one account to another.

Common Question

Do all savings accounts have routing numbers?

Any type of financial account that involves the transfer of money will have a routing number. This includes all types of savings accounts.

How do I find my savings account’s routing number?

Although every financial institution is a little different, you’ll likely find your routing number on …

  • The account overview area of your financial institution’s mobile app
  • The bottom-left corner of a printed check
  • Your bank’s website

How do I read the routing number?

Here’s a breakdown of the digits in a savings account routing number.

As the visual above shows, different digits in first united security bank online banking routing number have different meanings. Here’s a more detailed explanation.

  • The first two digits refer to the regional Federal Reserve bank that oversees financial institutions in your area.
  • The third digit refers to the check processing center that’s been assigned to your financial institution.
  • The fourth digit is the state of the Federal Reserve district that your financial institution is located in.
  • Digits 5–8 make up the unique identifier number for your financial institution.
  • The ninth digit is a “checksum” — a mathematical formula based on the sum of the first eight digits in the routing number (something a little more complicated than plain old addition).

How amazon smile logo I use my savings account’s routing number?

Now that you know where to find the routing number associated with your savings account, you might wonder why and how you’d use it.

The three main ways this routing number may come in handy include paying your bills, setting up direct deposit with an employer and transferring money between accounts.

Paying your bills with your savings account

You can pay your bills using a money market savings account, a type of savings account that comes with checks, among other benefits.

If you don’t have a money market account, you could opt to set up automatic bill pay from a designated account using electronic transfers. In either case, having your routing number handy can simplify the process.

Setting up direct deposit with your savings account

Other ways you might want to use your savings account include setting up a direct deposit of your paycheck from your employer. Signing up for this option typically requires both your bank account and routing numbers to execute.

Consider setting up direct deposit if you’re saving for a goal and want to make regular deposits into your savings account.

Making a wire transfer with your savings account

Another situation could involve transferring money from one checking or savings account to another account with a different financial institution. This type of transfer is sometimes called a wire transfer.

This might be something you’d use if you’re dealing with an emergency and need to access funds quickly.


Bottom line

The routing number to your savings account is key to being able to move money in or out of your account. It helps make it possible to pay bills, set up direct deposit or transfer funds.

While a savings account routing number can help you move funds around, be aware that unlike with a checking account, you may be limited with a savings account in terms of the number of transactions you can make without a fee.

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About the author: Paris Ward is a content strategist at Credit Karma, providing readers with the latest news that will aid their financial progress. She has more than a decade of experience as a writer and editor and holds a bachelor’s… Read more.

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Источник: https://www.creditkarma.com/savings/i/savings-accounts-routing-numbers

How to Find Your Bank's Routing Number

Most customers pay by for goods and services by credit card, phone apps or via the computer, so paper checks are going the way of the dinosaur. How to find your bank account routing number you still need information from your old-school checkbook in order to set up automatic monthly bill payments or direct deposits online. That includes your bank account number and the routing number listed on your checks.

The routing number is also known as the ABA (America Bankers Association) routing transit number (RTN), a nine-digit code that's printed on the bottom of checks and other types of financial documents. It essentially denotes the state or region where the bank account was opened and the name of the bank on which the check was drawn.

Routing numbers aren't secret or sensitive information. They're simply a way for banks to sort payments. Here are four ways to find it:

  • The fastest way to find a routing number is to simply open your checkbook and look at the bottom. The routing number is typically printed on the bottom-left corner, bookended by two little symbols that look a bit like colons with a bolded vertical dash. You'll find the same numbers on deposit slips, if you have those handy.

To the right of the routing number is your account number, but keep in mind that the position of the account and routing numbers is reversed on some checks. Most account numbers are 10 to 12 digits, while the routing number is always nine.

  • Can't find your checkbook? Log into your online banking account and go to your account summary or user profile. Many banks list the routing number there. You can even call the bank to get the info if you're really old-school.
  • If you don't have your login for your bank account nearby, you can do a general search for routing number at your bank's website. The website MagnifyMoney has links to the eight biggest banks in America where you can search for the routing number.
  • Still stumped? Search for your financial institution on the ABA routing number website. You can type your bank's name and location, and it will kick back the routing number for your branch.
Источник: https://money.howstuffworks.com/personal-finance/banking/banks-routing-number.htm

What Is a Bank Routing Number (BRN)?

Whether you wish to send or receive a bank payment, you may be asked for a series of numbers depending on the region. Global banking is seemingly filled with acronyms, from IBAN to SWIFT and BIC. But west valley high school home page is a bank routing number, or BRN, and how does it compare to these other terms? We’ll define these acronyms below.

Bank routing numbers explained

A bank routing number (BRN) is a nine-digit number used by American banks as an identification code. Also called a routing transit number (RTN), the BRN tells the bank where your currency needs to go when it’s transferred from one account to the next. You’ll need a BRN anytime you complete a transaction involving an American bank account, whether it’s accepting payment from an American customer or sending payment to a US-based supplier. It helps networks like the Federal Reserve and Automated Clearing House process electronic transfers, direct deposits, and other payments by ensuring the funds go to the right bank.

Those with a US bank account can find the BRN listed on the bottom left side of any paper cheque, next to the account number. It’s also listed in your online banking details. Unlike account numbers, bofa com mortgage routing numbers aren’t issued individually, nor are they confidential. They merely correspond to the bank, so you can also access them by phoning up the bank branch or with a quick Google search online.

Here’s what the nine digits mean:

  • First four characters show the Federal Reserve routing number

  • Next four characters show the financial institution identifying number

  • Final character is the cheque digit

What are SWIFT and BIC codes?

SWIFT or BIC codes are used for international money transfers, specifying the bank and country involved. SWIFT codes are universally used across the world, in comparison to IBANs and BRNs which are more location specific. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication, while BIC stands for Business Identifier Codes. Your SWIFT/BIC code will be either eight or eleven characters:

  • First four characters show the bank code

  • Next two characters show the country code

  • Next two characters show the location code

  • Final three characters show the branch code

What is an IBAN?

An IBAN stands for International Bank Account Number. It’s more specific with up to 34 characters, identifying the specific bank account that financial institutions should deposit the money into. It’s primarily used in Europe, the Caribbean, North Africa, and the Middle Eastern regions of the world alongside the SWIFT or BIC code. You can use IBAN to process international payments quickly and automatically, provided your transfer takes place between countries using the IBAN system.

Here’s how an IBAN breaks down:

  • First two characters are a country code

  • Next two characters provide cheque digits

  • Remainder of characters show the bank account number

Bank routing number UK vs US bank routing number

We’ve mentioned how a US bank routing number works above, but what about a bank routing number UK? You only need a BRN when you’re sending or receiving payments involving a US bank account. For international transfers, you’ll also need the appropriate SWIFT or IBAN code.

The equivalent of a bank routing number within the UK is a sort code. This is used by British banks for domestic transfers, consisting of six digits used to identify the account’s specific bank and branch. You’ll need to provide both your account number andsort code for direct debit payments or other domestic transfers.

All bank transfers, domestic and international, require the right codes for processing. By learning how to recognise these various bank acronyms, you’ll have all the information needed to send and receive money into the correct account.

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Источник: https://gocardless.com/guides/posts/what-is-a-bank-routing-number-brn/
Hampstead, NH 03841

Derry
35 Manchester Rd. Derry, NH 03038

Londonderry
62 Nashua Rd Londonderry NH 03053

Salem NH
155 North Broadway, Salem, NH 03079)011400071New Jersey/Delaware031201360New York – Metro NYC or former Commerce customers 026013673New York – Upstate NY or former Banknorth customers021302567North Carolina/South Carolina053902197Pennsylvania036001808Vermont011600033 You can also find the routing / ABA (transit) number at the bottom left side of your check.
Источник: https://www.tdbank.com/popup/samplecheck.html

TD Bank Routing/ABA numbers

Sample check

The TD Bank routing/ABA numbers are listed below.

These numbers are sometimes called transit numbers.
Connecticut011103093
Florida067014822
Maine211274450
Massachusetts/Rhode Island211370545
Metro DC/Maryland/Virginia054001725
New Hampshire

Please use the following routing number you bank at how to find your bank account routing number of the following branch locations: 211370545

Seabrook
270 Lafayette Road, Seabrook, NH 03874

Plaistow
47 Plaistow Road, Route 125, Plaistow, NH 03865

Kingston
53 Church St, Kingston, NH 03848

Hampstead
220 Main Street

Here’s Your Union Bank Routing Number

Banking / Banks

San Carlos, CA - Aug.

jejim / Shutterstock.com

Union Bank operates under its parent company Mitsubishi UFJ Financial Group. The company says it has a how to find your bank account routing number vision to be the world’s most trusted financial group and considers integrity, respect and service to be among its top values.

If this sounds like a bank you want to do business with, you’ll need to know your routing number after opening an account. You’ll also need to know this number if you don’t have a Union Bank account but want to make certain transactions with someone who does. Finding your Union Bank routing number is simple and straightforward.

See all the Union Bank routing numbers in the table below.

Union Bank Routing Numbers by State

Union Bank Routing Numbers
ACH for all accounts122000496
Check processing – California122000496
Check processing – Georgia122000496
Check processing – Illinois122000496
Check processing – New York026005050
Check processing – Oregon122000496, 123000068
Check processing – Texas111026041
Check processing – Washington122000496, 125000118
Controlled disbursement for all accounts122241501

What Is a Union Bank Routing Number?

Every financial institution, including Union Bank, is assigned a special code by the U.S. Federal Reserve. The code has several names including an ABA routing number, ACH number and bank transit number. It is most commonly referred to as a routing number.

This number is made up of nine digits that work to identify the specific bank or credit union you’re using, as well as the bank or credit union’s location. This is possible because no two financial institutions have the same routing number. Each time you make a transaction using a paper check or send money electronically, the financial institution will review the routing number to discover exactly where the funds need to go.

How To Find Your Union Bank Routing Number

There are a few ways to find a Union Bank routing number. If you remember which state you opened your account in, just use the chart.

If you have a Union Bank checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call Union Bank any time at 800-238-4486 to find the routing number for your account. If you are at all confused about which number to use, you should consider calling Union Bank because using the right number could mean the difference between your money going into the right or wrong account.

Understanding Your Union Bank Routing Number

Every routing number contains three distinct sets of numbers. The Federal Reserve calls the first set of numbers the Federal Reserve Processing Symbol because the four digits used to make up this set of numbers identifies the specific district and processing location the bank or credit union is found in.

The first two digits represent which of the 12 districts the financial institution is in. If you take a look at Union Bank’s direct deposit routing number of 122000496, you’ll see the 12 reveals the bank does business out of the 12th district, which is San Francisco. A 05 would indicate Richmond and 10 is Kansas City. Digits three and four of the first set of numbers pinpoint the bank’s regional processing center and its location.

The second set of numbers within the routing number consists of digits five through keybank savings account apy and is for identifying your specific bank or credit union. That means the numbers 0049 are set aside for Union Bank. The Federal Reserve uses the last set of numbers, which is just one digit, as a way to ensure the entire routing number is valid. This digit is appropriately called the “check digit” and it is derived from a special mathematical algorithm.

Different Routing Numbers for Wire Transfers

In addition to sometimes being assigned multiple routing numbers for checks and direct deposits, like Union Bank, financial institutions typically are given a different routing number to use for wire transfers. Union Bank uses 122000496 for wiring transfers. Customers who wish to send a wire transfer outside of the United States might also be asked to provide a SWIFT Code, which is made up of both letters and numbers. This code always contains between eight and 11 characters. Union Bank’s SWIFT code is BOFCUS33MPK.

Union Bank Wiring Numbers
Routing Number122000496
SWIFT  CodeBOFCUS33MPK

Know Where to Find Your Bank ABA Number

Union Bank customers can quickly locate their bank transit number by looking at their checks. The first set of numbers across the bottom left-hand corner of each check is the bank’s routing number. Next to it you’ll see your specific account number, with the check number printed right after that. The ABA routing number is also printed on the deposit slips that are issued with each set of checks.

Another way to find your routing number is to call Union Bank’s customer service department at 800-238-4486. A representative will be able to look up the number and provide it to you over the phone.

Information is accurate as of Oct. 18, 2021

About the Author

Alicia Bodine is a New Jersey-based writer specializing in finance, travel, gardening and education. With more than 13 years of experience, her work has appeared in Chron.com, Livestrong, eHow, USA TODAY, GlobalPost, Education.com and wiseGEEK.

Источник: https://www.gobankingrates.com/banking/banks/union-bank-routing-number/
how to find your bank account routing number

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