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Signal desktop app sms - Crack Key For U

Signal desktop app sms - Crack Key For U

signal desktop app sms  - Crack Key For U

You can now start analyzing the acquired image. In the analysis stage, BEC will extract the Signal encryption key from the keychain and automatically decrypt. if you haven't found what you are looking for, search again · Go to settings, Wireless & Networks/More, Mobile network, Access Point Name (APN) · Select New. Manual: Choose which SIM to use for voice calls, for data, and for SMS. If you use Microsoft Office Outlook on your work computer, your phone can.

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Signal Desktop Crack 5.17.0

Signal Desktop Crack 5.17.0

Signal, a secure app from Open Whisper Systems, is a blend of the encrypted RedPhone VoIP app and TextSecure SMS app, both from Whisper Systems,

Whisper Systems co-founder Moxie Marlinspike then built so, Open Whisper Systems using software from his former company that fell under free software licenses after the Twitter acquisition went through. so, Signal Desktop is a free desktop app for secure one-to-one or group chats, with support for file attachments and media sharing. so, The app is the desktop version of the iOS/Android app, Signal Private Messenger, although it only connects to Android systems right now.so, However, so, it’s easy to imagine why a browser might not be the perfect environment for a chat application.

That’s whySignal Desktop is here. It allows you to sync your mobile device with your computer and chat or share media with your friends in a convenient manner.

Signal Desktop Crack

Signal Desktop for PC brings the trusted private messaging experience of Signal to the Windows desktop, with a simplicity that allows you to seamlessly continue conversations back and forth between your mobile device and your Windows PC. As always, everything is end-to-end encrypted and painstakingly engineered to keep your communication safe allowing you to send high-quality private group, text

Text, picture, and video messages for free. If you ever did some research on a valid replacement for the almost ubiquitous modern chat solution that is WhatsApp, then there’s a good chance you might have stumbled upon Signal. In short, Signal is a very interesting, modern, and open-source platform for messaging and audio/video calling with a strong inclination towards security enforced by end-to-end encryption. In terms of platform support, it’s worth pointing out that it’s available in the form of bespoke iOS and Android apps for your mobile devices.

Signal Desktop Mac

Messenger for Desktop 5.14.0 Keygen is a neat, simple, and free standalone application that lets you chat with any Facebook users and all you need is to download and install this tool and signal desktop app sms - Crack Key For U in with your Facebook credentials. Then, things are as simple and self-explanatory as they can get. You have access to the same chat capabilities, features, and settings as if you would use Facebook Messenger in a web browser. This tool supports group chats, stickers and emoticons, and event notifications, including the ones that let you know when people have seen your texts. Messenger for Desktop can also be used to make and receive HD calls, as well as to snap, record, and share photos, videos, and voice messages.

This tool is both easy to use and powerful, yet it comes with an unbeatable price: it’s completely free. Messenger for Desktop is, in fact, an open-source project that will cost you nothing to install and to use. To sum it all up, Messenger for Desktop is a great tool that leaves no room for criticism. It works exactly as it should work and makes Facebook chatting a nice and simple thing

Signal Desktop Serial key

Signal Desktop Crack may be a small application that permits you to use Facebook Messenger directly on your computer’s desktop. It’s worth mentioning the program is an unofficial Messenger client. To use Signal Desktop you’ll get to log in using your Facebook username and password. the appliance has an interface almost like the official web-based Messenger app. From the Settings area, you’ll enable desktop notifications. Also, the appliance allows you to use individual and group chats, make audio and video calls, send emojis and stickers, also as make audio and video calls.

also as share photos and videos a bit like on the web-based Messenger app. most people think that there are no other thanks to using the ever-present Facebook Messenger on desktop computers and laptops than to access it by loading Facebook on an internet browser page. Signal Desktop involves proving otherwise.

Signal Desktop Crack

Key Features:

Send high-quality group, text, voice, video, document, and picture messages anywhere in the world without SMS or MMS fees. Signal Desktop can message anyone on Signal.

Make crystal-clear voice and video calls to people who live across town, or the ocean, with no long-distance charges.

Signal uses your existing phone number and address book. There are no separate logins, usernames, or PINs to manage or lose.

Signal messages and calls are always end-to-end encrypted and painstakingly engineered to keep your communication safe. We can’t read your messages or see your calls, and no one else can either.

  • View Source
  • All of our code is free, open, and available on GitHub
  • Control time

Keep your chat history tidy with messages that you can set to disappear. Choose different disappearing message intervals for each conversation. Everyone in the thread shares the same setting. Good memories will last even if the words vanish.

What’s New?

  • therefore, All messaging on Signal Desktop is private.
  • Signal messages are synchronized with Signal on your mobile phone

Pros:

Cons:

  • Its demo version expires in 7 days but after installed crack files it’s work lifetime.

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  • Window XP, Vista, 7, 8, 8.1, and 10 (32/64-bit)
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Posted in Instant MessagingTagged Signal Desktop 2021, Signal Desktop 2021 Crack, Signal Desktop Activation Key, Signal Desktop Crack, Signal Desktop Download, Signal Desktop Free, Signal Desktop Free Here, Signal Desktop Keygen, Signal Desktop License Key, Signal Desktop Life Time Code, Signal Desktop Mac, Signal Desktop Patch, Signal Desktop Pro Crack, Signal Desktop Product Key, Signal Desktop Registration key, Signal Desktop Serial Key, Signal Desktop TorrentИсточник: https://cracksofts.org/signal-desktop-crack/

Exposure Notifications: Help slow the spread of COVID-19, with one step on your phone

Google and Apple jointly created the Exposure Notifications System out of a shared sense of responsibility to help governments and our global community fight this pandemic through contact tracing.

Overview

How Exposure Notifications can help

Traditional methods of contact tracing are critical to containing the spread of infection. Technology can support and augment these efforts by allowing public health authorities to quickly notify people who may have been exposed to a person who has contracted COVID-19, including those the person might not know directly. This starts with Exposure Notifications on your smartphone. These will help your public health authority alert you if you’ve been exposed to COVID-19.

On Android, you can find the app for your area, if available, on Google Play.

If you have an iPhone, opt-in to Exposure Notifications in your device settings.

Using Exposure Notifications helps you protect your community — even if you've been vaccinated.

Hear from the people Exposure Notifications has helped

Molly Moon, Entrepreneur

Molly Moon, Entrepreneur

"I was hesitant to reopen, but knew if I didn't, there wouldn't be a company for my employees to return to. Exposure Notifications help all of us feel protected as we bring joy back to our community."

Ryan and Jennifer

Ryan and Jennifer

"We're vaccinated, but that doesn't mean COVID-19 won't have an impact on us now. If there's a risk of exposure, why wouldn't we keep Exposure Notifications enabled to let us know?"

Chris, Pastor

Chris, Pastor

"If someone tested positive, Exposure Notifications will privately alert anyone they've come in contact with. Being back together means the world to the congregation, and Exposure Notification helps make that possible."

How Exposure Notifications work

Public health authorities around the world are building apps that use the Exposure Notifications System to help their contact tracing efforts. On Android, you can find the app for your area, if available, on Google Play. Android users will also receive a notification from the Play Store, if their state has made Exposure Notifications available.

If you have an iPhone, opt-in to Exposure Notifications in your device settings.

Once you opt-in to the notification system, the Exposure Notifications System will generate a random ID for your device. To help ensure these random keys can’t be used to identify you or your location, they change every 10-20 minutes.

Your phone and the phones around you will work in the background to exchange these privacy-preserving random keys via Bluetooth. You do not need to have the app open for this process to take place.

Your phone periodically checks all the random keys associated with positive COVID-19 cases against its own list.

If there’s a match, you will receive a COVID-19 exposure notification, with further instructions from your public health authority on how to keep you and the people around you safe.

Exposure Notifications and your privacy

We understand how important your privacy is. Here’s how we’ve built this system to respect your privacy and keep you in control.

You control whether you receive Exposure Notifications

This technology only works if you decide to opt-in. If you change your mind, you can turn it off at any time.

The Exposure Notifications System doesn’t track your location

The Exposure Notifications System does not collect or use the location from your device. It uses Bluetooth, which can be used to detect if two devices are near each other — without revealing where the devices are.

Neither Google, Apple, nor other users can see your identity

All of the Exposure Notification matching happens on your device. The system does not share your identity with other users, Apple, or Google. Public health authorities may ask you for additional information, such as a phone number, to contact you with additional guidance.

Only public health authorities can use this system

Only public health authorities will be able to use this system. They must meet specific criteria around privacy, security, and data use.

Already turned on Exposure Notifications, what's next?

Thank you for taking a step in protecting your friends, family and community by enabling Exposure Notifications. Using Exposure Notifications helps you protect your community — even if you've been vaccinated.

FAQ

If you receive an Exposure Notification.

If you test positive for COVID-19.

If you receive a notification, it means that someone that you were near tested positive for COVID-19 and chose to privately share their diagnosis in the Exposure Notifications System. The notification will allow you to take action to protect yourself and those around you, like getting tested, seeking medical attention, quarantining, etc. Visit your public health website for specific guidance.

The Exposure Notifications System itself does not collect or store information such as your name, contacts, or location, and does not share that information with other users.

Some health authorities may ask for your information. You can choose to share your information when you use Signal desktop app sms - Crack Key For U Notifications.

Once you enable Exposure Notifications, the system will continuously run in the background to scan for other phones with Exposure Notifications enabled that you are near. If someone you were near later tests positive for COVID-19 and they report their test result in Exposure Notifications, you may be alerted about a potential exposure without the system needing to know your identity or the identities of other people you have been near.

The Exposure Notification System uses your phone’s Bluetooth Low Energy (BLE) signal strength to determine proximity to other phones. There are many factors that can affect BLE signal strength, but generally the closer two phones are to each other, the stronger the signal strength between the two.

Visit your public health website for specific guidance.

After you receive a positive test result, you may receive a SMS or a phone call from your health authority. They will provide you with a code that you can use to upload your diagnosis into the Exposure Notifications System.

By uploading your code, you are helping to keep those near you safe by alerting them so they know that they may have been exposed. In fact, a study conducted in England/Wales showed that every code upload can stop one COVID-19 infection. Uploading your diagnosis does not reveal your name or personal information to other Exposure Notifications users.

This information remains private to you, your testing provider, and the health authority. When someone receives a notification about possible exposure, they will only know approximately how many days ago the exposure happened. Your name, the time of the exposure, or where the exposure occurred will not be shared as part of the notification.

There are different reasons why you may not receive an Exposure Notification. To start, the person who tested positive needs to be an Exposure Notification user and choose to upload their positive diagnosis.

In addition, your health authority determines whether you receive a notification based on how close and long you were near another Exposure Notification user. Visit your health authority’s Exposure Notification website for more information.

Yes. In addition to being vaccinated, Exposure Notifications is another tool to help slow the spread and is an added layer of protection to others in your community. Keeping Exposure Notifications turned on makes a difference, as the technology works better when more people use it.

Источник: https://www.google.com/covid19/exposurenotifications/

Best encrypted instant messaging apps for Android in 2021

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The best encrypted instant messaging apps for Android ensure that your chats, calls, and video are private and secure.

Messaging apps have been common in Android smartphones since their release, but while there are an increasing number of privacy apps available, there are also a growing number of encrypted chat apps.

These aim to better protect users in an internet world where marketing companies are increasingly trying to not just track users but also read their messages. Additionally, private messaging traditionally involves copies of your chat sessions to be saved on the company servers, which could be exposed and published online by a successful hack attack.

Encrypted instant messaging ensures privacy and security by making sure that only the person you are sending your messages to can actually read them. Powerful encryption software built into the messaging apps means that any third-party intercepting those messages will not be able to read them.

With the ever-increasingly popularity of Android phones, encrypted apps have become increasingly popular. Here we feature the best encrypted instant messaging apps currently available.

  • We've tested the best VPN services to also help you stay secure online.

1. Signal

The gold standard of encrypted messaging

Reasons to buy

+Open source, industry-leading encryption+Supports disappearing messages too

Reasons to avoid

-Sparse interface

Signal is widely regarded as the gold standard of encrypted messaging apps, not least because its encryption engine is open source and available for anyone to inspect. That doesn't make it any easier to hack, but it does mean there are a lot more pairs of eyes looking at the robustness of the encryption methods.

Besides the industry-leading encryption on offer here, the app itself is fairly plain and basic in terms of visuals and appearance. It does support group chats though, as well as the sending of files and photos in addition to text, so you're going to be pretty well covered no matter what your needs.

Signal can replace the default SMS app if you want it to, but basic SMS texts aren't encrypted – you and the person you're chatting with both need to have Signal installed for the encryption feature to function properly, otherwise Signal doesn't have enough control over both ends of the conversation.

The app also includes several other useful features on top of the tight security, such as video calling, and disappearing messages that vanish after a certain time period (perfect for those conversations you don't want to stay on the record).

2. WhatsApp

The fully featured instant messenger

Reasons to buy

+Your contacts probably already use it+Very secure encryption standard

Reasons to avoid

-Owned by Facebook

You're no doubt already familiar with WhatsApp as one of the best messaging apps out there, but you might not have realized that it offers end-to-end encryption for your messages – in fact, it uses the super-strong encryption protocol developed by Signal.

There's very little that WhatsApp can't do. As well as the standard text-based conversations, it's able to handle video calls, group chats, location sharing, and the transferring of files of various types. You can ping a lot of people at once with the Broadcast feature, leave voice memos, and more besides.

WhatsApp's immense popularity works in its favor as well, because the chances are that the people in your contacts list already have it installed to keep in touch with friends and family. All those chats are fully encrypted by default – there's no way to turn this off.

What might give you pause when it comes to using this app is that it is, of course, owned by Facebook, which means you're contributing to the data collection practices of the world's biggest social network. Facebook can't read your messages (the end-to-end encryption prevents that), but it can log other data about you for marketing purposes, like the location of your phone.

3. Telegram

Keep your chats securely locked

Reasons to buy

+Offers all the key IM features+Polished and intuitive interface

Reasons to avoid

-End-to-end encryption isn't default

Telegram is almost as well-respected as Signal is, although its encryption methods aren't open source and thus haven't been as well audited by third-party security experts. What it does have in its favor is a slicker interface, if that's important to you.

Another caveat about Telegram is that end-to-end encryption isn't enabled by default, so you need to make sure the Secret mode is activated before you can be sure that no one else is going to tap into your communications. Other types of chat and file transfer are encrypted, but only for part of their journey to other parties.

Those issues aside, Telegram impresses in most areas, with features like chat backups and disappearing messages (messages with expiry times attached). You can load up group chats, make video calls and more, and in use it's just as responsive and intuitive as the other messaging apps out there.

If you need all the bells and whistles of an instant messenger, like stickers and audio memos, and even basic photo and video editing software, Telegram is a solid choice. Just be sure to enable the Secret mode for the most secure messaging.

4. Threema

The extra secure private messaging app

Reasons to buy

+Secure connection+Minimum data use+Anonymous messaging

Reasons to avoid

-Small cost

Threema is another secure messaging app that aims to keep your data out of the hands of corporations and governments. The app can be used anonymously, and it's not just messages but also phone calls that can be securely encrypted.

While secure connections are the mainstay of many messengers, Threema goes one further by ensuring no contact details are saved on their servers, and any messaging data that goes through them is immediately deleted once sent. 

The result is that local files remain on your phone, rather than in the open on third-party servers where the information could be intercepted by hackers or data-collection agencies.

For all its security considerations, Threema is still a fully-functional messaging app, that allows you to send images, files, videos, and locations, as well as create groups and set up polls among trusted users. 

There's no need to sign in with an email or other personally identifiable information, reducing the amount of data required to use it. All in all, Threema offers a very secure experience with security and anonymity in mind.

5. Silence

Protection for your texts

Reasons to buy

+End-to-end encryption for SMS/MMS+Top-tier encryption standard

Reasons to avoid

-SMS not as secure as IM

The unfussy, no-frills Silence focuses on keeping your messages safe and secure, with other considerations – like animated animal stickers – some way down the priority list. It deals directly with SMS and MMS, rather than chat protocols that work over the web.

It is in fact a spin-off from Signal, and uses the same open source, ultra-secure encryption methods – regularly audited by security experts in public view to make sure the code hasn't been cracked or unlocked by whatever government agency wants to get its hands on your conversation history. If you wanted to, you could use Silence and Signal together.

So you get all of the benefits of SMS/MMS, like the ability to use it without Wi-Fi, as well as all the drawbacks, like limited support for group chats and no video calling. As you're using SMS/MMS, your phone network can tell who you're texting, even if it can't tell what's being said thanks to the encryption applied.

To make sure everything is secured as it should be, you need to enter a unique passphrase to keep the app locked. On top of that, it can stop your communications being screen-shotted at the other end, for extra peace of mind. 

Dave is a freelance tech journalist who has been writing about gadgets, apps and the web for more than two decades. On TechRadar you'll find him covering news, features and reviews, particularly for phones, signal desktop app sms - Crack Key For U and wearables.

Источник: https://www.techradar.com/best/best-encrypted-messaging-app-android
  • Question: How can I down load Standard Chartered Mobile APP?

    Answer: For IOS user, please search “SC Mobile” in apple store or scan the QR code from Standard Chartered Website to download the app.

    For Android user, please scan the QR code from Standard Chartered Bank Website to download the app, other official Channels to download standard chartered mobile banking app include Branch, email notification of monthly estatement, SCB China consumer banking e- welcome brochure. Standard Chartered Bank is not responsible for any loss or damage caused by mobile app downloaded from other websites.

    You can also enter URL https://cn.online.standardchartered.com/breeze to access Standard Chartered mobile banking.

  • Can I use mobile phone to register online banking service?

    Answer: Yes

  • What username and password should I use to login?

    Answer: You can use the username and password of your Online Banking. We make sure everything is simple and convenient, Password Recovery Bundle+Crack 5.2 With Serial Key [Latest]2021 you do not need to remember another set of username and password. If you have not applied for an Online Banking service, please use your computer and log into www.sc.com/cn or use mobile banking app to register.

  • How do I apply for this service?

    Answer:There is 2 ways to register for Online Banking:

    • Using your Debit Card Number & Password.
    • Apply for registration using password packet- Receive the Online Banking initial username page and initial login password packet from our branch.
    You can use our mobile banking to apply for the Personal Online Banking service by clicking on "Register" on the Mobile Banking login page and following the relevant instructions. You need a mobile phone for receiving the One Time Pass code (OTP) via SMS. The mobile number needs to be pre-registered with our Bank.
  • Question: How do I login Online / Mobile Banking?

    Answer: You can use online banking username, password & input the 6 digits one time received by registered Mobile Number to login online & Mobile Banking. For your own account safety, please do not share your One Time Password to others.

  • Question: Will I incur any charges for receiving 2FA via SMS?

    Answer: No. The bank will pay for any outgoing SMS sent to customers.

  • Question: How long will my SMS (one-time password) be valid?

    Answer:Your 2FA will only be valid for 240 seconds after which it will expire and cannot be used for logon. You need to re-enter the first level Internet Banking ID and Password at our main logon page in order to activate a new 2FA to be sent to you.

  • Question: I am not able to receive SMS, why is it so?

    Answer:If you are unable to receive, it could be due to the following reasons:

    • 1. You have not registered your mobile number with us. You can do so by calling our Customer Service Hotline at
    • 2. You are using a mobile phone number other than your registered mobile phone number. You can only receive your 2FA with your current and registered mobile phone number. To update your mobile number, simply call our Customer Service Hotline for instant update or visit any of our branches to fill up the Update of Personal Particulars Form.
    • 3. Your mobile number has been registered by others. If you confirm that the mobile phone number is in your possession, please visit our branch and submit the real name supporting materials of the Telecom company.
    • 4. There may be some service delays or interruptions by your mobile service providers. Delays could arise due to high SMS load, e.g. festive seasons, service outage, earthquakes, etc.
    • 5. Your mobile phone may be out of network coverage. Please check the signal strength on your phone. You may need to shift your phone to an area where there is better network coverage.
    • 6. Your SMS inbox of your phone may be full. You will need to delete some SMS from your phone inbox before new incoming SMS can be received.

    Please kindly contact our Service Consultants at

  • Question: Are there any alternative way to login Mobile Banking?

    Answer: Instead of Online Username & Password, you can also enable the Touch ID /Face ID service in Mobile Banking to login Mobile Banking.

  • Question: Are there any other approaches to log into the Mobile Banking except for using username and password?

    Answer: You can activate for yourself the fingerprint login service in the Mobile Banking to replace the username-and-password login. Login is only one click away.

  • Question: What models of mobile phone support fingerprint login?

    Answer: Currently, the service is only available on the following models of Apple and Samsung mobile phones with fingerprint sensor: iPhone IOS system: iPhone 5S and above ,, iPad Mini 3 and above, iPad Air 2 and above, and iPad Pro Android system: Galaxy S5 and above, Galaxy Note 4 and above, Galaxy A8 and above

  • Question: If I don’t need fingerprint login, how do I cancel it?

    Answer: After activating the fingerprint login, you can still log into the Mobile Banking with your username and password. If you want to disable the fingerprint login service, firstly log into the Mobile Banking and then select More>Set Fingerprint Password >Disable.

  • Question: I find “Enquiry” and “Transfer” functions in the Mobile Banking. Can I learn more about them?

    Answer: “Enquiry” and “Transfer” are two handy functions of the Standard Chartered Mobile Banking, bringing financial management at your fingertips. “Enquiry” allows you to briskly browse bank account information and transaction records while "Transfer" makes the transfer and payment like a breeze. These functions are simple and convenient without any complex terminology.

  • Question: What is the difference between the records in “Enquiry” and “Transfer”?

    Answer: “Enquiry” will show you successful transactions and those that you have set up and remain to be executed in the Online Banking and the Mobile Banking. “Transfer” shows the transactions you have set up in Online Banking and the Mobile Banking and their status.

  • Question: How do I perform transfer in Mobile banking?

    Answer: Login Mobile banking, click Move, choose “to”, “from” accounts (you need to register payee information through online banking first), input transfer amount, enter ATM PIN & OTP accordingly to complete the transfer transaction.

  • Question: How long can I trace back the transaction history in “Enquiry”?

    Answer: You can retrace the transaction history within one month.

  • Question: In “Enquiry”, why can’t I find some transactions that have been completed in the Online Banking or the Mobile Banking?

    Answer: Requests successfully submitted after 22:00 in working days or during the holidays will not show up in “Enquiry” until next working day, but the account balance will be updated in real time.

  • Question: Is my new payee in the Online Banking available in the Mobile Banking?

    Answer: Yes.

  • Question: How do I add/delete a payee?

    Answer: Payee cannot be deleted via the Mobile Banking. You can log into your Online Banking to add/delete.

  • Question: What can I do in “My Settings” section?

    Answer: You can set account name and select the personalized icons we have created for you.

  • Question: Can I use my credit card in the Mobile Banking?

    Answer: No for the time being.

  • Question: What features are available in Customer Investment Profile module?

    Answer: If you have completed your initial customer investment profile review at branch, you can view and download your latest investment profile, and update your risk profiles according to your latest situation.

  • Question: What is the validation period for the Customer Investment Profile?

    Answer: The Customer Investment Profile is valid for one year. You can re-do your investment profile assessment in mobile banking anytime before the expiry. Once you update your risk profile in mobile banking, your previous investment profile status will be changed to “expired”.

  • Question: Can U.S. Citizen, U.S. Permanent Resident Card (Green Card) Holder or U.S. Resident perform Customer Investment Profile via mobile banking?

    Answer: U.S. Citizen, U.S. Permanent Resident Card (Green Card) Holder, or US Resident cannot proceed Customer Investment Profile via mobile banking.

  • Question: Can I update customer investment profile in mobile banking if I haven’t completed my initial investment profile at branch?

    Answer: Sorry, our system will reject your request and advising you to visit our branch to complete the initial customer investment profile.

  • Question: Does the Investment Product Transaction module in the Mobile Banking support Chinese and English?

    Answer: It only supports Chinese temporarily. Please select Simplified Chinese from the language bar of login interface and then login.

  • Question: What mobile phone models does the Investment Product Transaction module of Mobile Banking support?

    Answer: It can be used on Android-based smart phones (e.g. Hua Wei, Samsung, etc.) and iPhones.

  • Question: How do I log into the Investment Product Transaction module in the Mobile Banking?

    Answer: Use the existing Online Banking username and password to log into the Standard Chartered Mobile Banking, and then click on the “Investment Products”.

  • Question: What types of transactions does the Mobile Banking Investment Product Transaction module support?

    Answer: You can subscribe for, redeem, convert, cancel or open a dollar cost averaging plan via the Mobile Banking Investment Product Transaction module. You can also enquire all settled / cancelled / rejected transaction records for any consecutive 3 months within a one-year period.

  • Question: What kind of structured deposit product I can purchase via Mobile Banking?

    Answer: On top of the wealth management products already offered in Mobile Banking, now you can purchase Market Link Series Structured Deposit products via SC Mobile Banking.

  • Question: If I have not completed the initial Customer Investment Profile at branch, can I purchase Market Link Series wealth management products via Mobile Banking?

    Answer: No. As per regulatory requirement, your initial Customer Investment Profile has to be completed on branch premise, then you can purchase Market Link Series Structured Deposit products via Mobile Banking. If you have completed your initial customer investment profile review at branch, you can view your latest investment profile, and update your risk profiles according to your latest situation via Online Banking.

  • Question: How do I know whether my Market Link Series Structured Deposit products purchase is successful or not?

    Answer: Whether your application on Market Link Series Structured Deposit products is successful or not, please refer to the deal confirmation advice letter sent out by the Bank. Besides that, you could also click “Status Enquiry” under “Market Link Series” in the SC Mobile Banking menu at the bottom side to view the application status. If the Status is "Successful" then your request has been successfully processed. After you have submitted the application via Mobile Banking, you will see the information on page of Mobile Banking and will also be sent an email to your Mobile Banking Mailbox. When the request has been successfully processed by the Bank, you will be sent an email to your Mobile Banking Mailbox. If you have requested SMS and Email alerts in "My Preferences" in Online Banking, you will also receive an Email (to your email address) and SMS (to your mobile phone number) upon submission of application and successful processing of your request.

  • Question: Can I cancel my Market Link Series wealth management products purchased via Mobile Banking?

    Answer: No. Upon successful processing of your request, at the moment, you cannot cancel Market Link Series wealth management products via Mobile Banking. If you want to cancel the subscription, you need to visit our branch and submit the written application form before the ending date of window period (please refer to Term Sheet for details).

  • Question: How long does it take for Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit to be successfully created via Online channel?

    Answer: The creation of Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit via Online channel is in real time.

  • Question: How do I know whether my Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit is successfully created via Online channel?

    Answer: You can view the deal confirmation status in the last view page. Besides, you will also be sent a deal confirmation email to your Mobile Banking/Online Banking Mailbox after the Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit is successfully created.

  • Question: How can I view the related deal information of Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit created via Mobile Banking/Online Banking?

    Answer: After the Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit is successfully created, you can click “See” in the SC Mobile Banking menu at the bottom side or use the “Account Details” function in Online Banking to view the related deal information.

  • Question: Can I early withdraw my Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit via Mobile Banking/Online Banking?  

    Answer: If you want to early withdraw the Fixed Deposit or Call Deposit 2.0, you can apply for early withdrawal through your Online Banking, Phone Banking or our branches. If you want to early withdraw the Certificates of Deposit, you can apply for early withdrawal through our branches. If you want to early withdraw the Step-Up Time Deposit, you can apply for early withdrawal through phone banking or our branches. Currently, Mobile Banking can’t support the early withdraw service of Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit.

  • Question:Can I use joint account to open Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit via Mobile Banking/Online Banking?

    Answer: Currently, you can’t use joint account to create Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit via Mobile Banking/Online Banking.

  • Question: Can I use CNY SAVINGS ACCOUNT FOR HK/MAC/TW Resident to open Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit via Mobile Banking/Online Banking?

    Answer: Currently, Mobile Banking/Online Banking does not support the placement of Fixed Deposit or Call Deposit 2.0 or Certificates of Deposit or Step-Up Time Deposit of CNY SAVINGS ACCOUNT FOR HK/MAC/TW Resident.

  • Question: What kind of foreign currency supported in FCY conversion module?

    Answer: The supported foreign currency is: EUR/GBP/AUD/NZD/CAD/USD/CHF/HKD/SGD/JPY

  • Question: How do I know whether my FX transaction is successfully processed via Mobile Banking?

    Answer: You can view signal desktop app sms - Crack Key For U latest transaction status in FX Transaction History module. If the status is “successful” then your FX transaction is processed successfully. Besides, you will receive a SMS and an Email notification from our Bank regarding the transaction status.

  • Question:How long does it take for FCY conversion to be successfully processed via Mobile Banking?

    Answer: Service hour for FCY Conversion is 00:00 to 24:00 Monday to Sunday (including public holidays). FCY Conversion between own accounts within the Bank will be processed immediately.

  • Question: Can I revise or cancel my FX transaction via Mobile Banking?

    Answer: No. FX transaction cannot be revised or canceled once submitted.

  • Security Tips

    Under any circumstances, keep your login username and password properly. Protect your phone.
    If you need to step away temporarily or if the transaction has been completed, logout promptly.
    Regularly check account balance and transaction records.
    Do not store passwords in your phone.
    If your phone is lost, notify Standard Chartered Bank (the “Bank”) immediately to suspend your Mobile Banking service and ensure the security of your account.

  • About the Service
    • What is SMS Banking?

      SMS Banking is a safe & convenient service provided by the Bank via the mobile phone.It provides two types of services, one is the SMS Alert Service and the other is the SMS Interactive Service.

      The SMS Alerts Service allows you to receive relevant SMS Alerts which are pre-selected by the individual user.

      SMS Interactive Service allows you to trigger various account services by sending instructions to Standard Chartered Bank via SMS.

    • Why shall I choose SMS Banking?

      SMS Banking is easy to apply and use, anywhere and anytime. By signing up for this service, you can access your Standard Chartered Bank account 24 hours a day, wherever you are.

      The bank does not currently charge our customers for this service.Customers only need to pay their mobile bills to their respective mobile operators.

    • Is SMS Banking a 24-hour service?

      Yes, it is.

    • Can I use SMS Banking abroad?

      Yes you can, as long as your SMS operator provides overseas mobile services.

    • What functions dose SMS Banking have?

      Currently, our SMS banking has below services:

      1. SMS Banking Alert Service
        • Transaction Alert
          • Counter Cash Deposit and Withdrawal Alert
          • Counter Foreign Currency Exchange Alert
          • Counter Outward Remittance Transaction Alert
          • Salary Transaction Alert
          • Fund Transfer Alert
          • Investment Products Transaction Alert
          • Phone Banking IVR Transfer Alert
          • Inward/Outward Transfer Alert
          • Unsecured Personal Loan Drawdown and Repayment Alert
        • Time Deposit Rollover Alert
        • Early Uplift Time Deposit Alert
        • Birthday Alert
      2. SMS Banking Interactive Service
        • Balance Enquiry
        • PIN Change
        • Help (Message Format)
        • Unsubscribe SMS Banking Service
        • Unsubscribe Pull Service
        • Unsubscribe Alert Service
        • Unsubscribe Specific Alert Service
    • Is SMS Banking Safe?

      Customer can only perform enquiries on their own accounts after registering and activating our SMS Banking service. Funds Transfer is not available via SMS Banking.

      After verifying the identification, customer can apply for this service in our branch or via our Customer Service Hotline.

      There are 3 layers of firewall in the SMS Banking management platform, ensuring the safety of our operational environment.

      Any information being transmitted will be encrypted to ensure customer information is safe and the message sent by the customer to SMS Banking cannot be hacked.

    • What is the SMS idm crack for pc - Free Activators number for marketing products and promotions?

      China Mobile: 106910098088

      China Unicom: 106924931241535

      China Telecom: 1069102391535

    How To Apply
    • Who can apply for this service?

      If you are the Bank’s customer with at least one personal savings account and you have registered your mobile phone number with our bank, you can apply for this service.

    • How do I apply for this service?

      You can apply for the SMS Banking Service by calling our customer service hotline 800820808(landline)/ 4008888083(mobile), Or visit one of our Branches with your identification (ID card). If you open your account in the Bank for the first time, your SMS Banking Service will be settled within 1 or 2 working days after the application. If you are the existing client not applying for SMS banking service before, your request will be immediately settled.

    • What equipment do I need to use this service?

      You need a mobile phone which can send and receive SMS. You need to register your mobile phone number with our bank to use this service.

    • How do I change my registered mobile phone number?

      To change your mobile phone number, you need to go to one of our branches. Please be noted you will need your original mobile phone number to receive the One Time Passcode (OTP) to verify this transaction.

      Please notice this mobile number change will also affect your other services which need SMS in the Bank.

    • How can I change the language setting for this service?

      Please call our hotline 800-820-8088(landline)/ 4008888083(mobile), or visit the SMS Banking Service section within the Bank’s Online Banking Service to reselect your language preference.

    How To Use
    • What is the SMS Banking Service Number? Do all Chinese mobile operators support our SMS Banking Service?
      • China Mobile: 10690366012
      • China Unicom: 10690680012
      • China Telecom: 10690680012

      Yes. All Chinese Mobile operators support our SMS Banking.

    • How do I customize the functions I need and cancel the functions I don't need?

      You can call our Customer Support Hotline 800820808(landline)/ 4008888083(mobile), at any time to customize functions.

    • How do I activate my SMS Banking service after subscribing?

      After you receive a message confirming you have successfully subscribed to our SMS Banking service, you shall activate the service by replying to the message (in the format shown below) and choosing the 4-digit SMS Banking pin:
      RG [space] 4 digit pin that you want to set as your SMS banking pin.
      For example: RG 1234

    • How do I setup a Nickname for my SMS Banking service after subscribing?

      Please login to SCB online banking, click "SMS Banking" then click "Manage your Account Nicknames".

      Enter your nickname under "Account Nickname", and then click "Apply these settings".

    • How do I make an account balance enquiry?

      Use your mobile phone to create a message and input:
      BE [space] 4 digits pin [space] account last four digits.
      For Example: BE 1234 9876
      Send this message to the SMS Banking Service.
      Number of your mobile phone operator (see above for numbers).

    • How do I get a help message (when I forget the SMS Banking Codes) sent to my mobile phone?

      Use your mobile phone to create a message and input:
      HL [space] 4 digits pin.
      For Example: HL 1234
      Send this message to the SMS Banking Service.
      Number of your mobile phone operator (see above for numbers).

    • What if I forget my SMS banking password?

      If you forget your password, please call our Customer Service Hotline on 800820808(landline)/ 4008888083(mobile). Our call center staff will help you to re-activate your SMS banking service, after which you can reply:
      RG [space] new 4 digits pin
      To re-set your password.

    • How to change my SMS Banking password?

      You could send message PC < Blank Space > old SMS banking password (4 digits) + < Blank space > + new SMS banking password to change your password in production successfully.

      The message should be sent to:

      • China Mobile: 10690366012
      • China Unicom: 10690680012
      • China Telecom: 10690680012
    • How do I unsubscribe the SMS Banking Service? How do I re-subscribe?

      If you want to unsubscribe the SMS Banking service:
      You can call our Customer Service Hotline on 800820808(landline)/ 4008888083(mobile) or create a message and input

      UNSUB [space] 4 digit pin of SMS banking and send this message to the SMS Banking Service via your mobile phone operator as above mentioned

       

      If you want to re-subscribe, you can call our Customer Service Hotline on 800820808(landline)/ 4008888083(mobile).

    • Why did I receive a message that did not follow the normal SMS Banking format?

      Please contact our Customer Service Hotline on 800820808(landline)/ 4008888083(mobile) and we will report your problem to mobile operators.

    • My SMS Banking mobile is duplicated with others, how to provide the information verification supporting?

      If your mobile phone number is registered in your name, you can complete the information verification with the following approach:

      1. Send the electronic accounts of your mobile phone number in the form of attachments or screenshots, or paper bills in photo format, which is issued in recent 3 months, as attachments to mailbox dmp.check@sc.com, provided you have registered e-mail in our bank. If you receive the

    Account Balance Enquiry
    • What kind of account information could be enquired by SMS banking?

      You could enquiry your saving accounts balance in the Bank.

    • Why can't I find my eStatement/eAdvice email in my "Inbox"?

      Please try to check your "Junk email" box. Your eStatement/eAdvice may be treated as "Junk email" due to your email server security setting.

      To avoid this auto filtering, please add Global.E-Statement-CN@sc.com and Individual-advice.cn@sc.com to your safe sender list.

    • Why does my eStatement/eAdvice not display accurate Chinese characters?

      Just change the language setting in your email box to UTF-8. From the tool bar, select view > encoding > Unicode (UTF-8) in your email box setup.

    • Why can't I open my eStatement/eAdvice in PDF?

      To open the eStatement/eAdvice in PDF format, it is required to use Adobe Reader Version 7.0 or higher. Click www.adobe.com to download the updated version.

    • Why can't I view Chinese characters properly in my eStatement/eAdvice?

      If your eStatement/eAdvice PDF does not show Chinese characters properly, please install Adobe Reader Chinese Simplified Fonts.

    • Can I change or reset my password?

      Please access "Consolidated Banking eStatements and eAdvices Services" in online banking. Click "eStatement Settings", and "Update" your password.

    • How to view eStatement/eAdvice online?

      Login to Standard Chartered online banking with your user name and password. Then click "Consolidated Banking eStatements and eAdvices Services" in left menu and click "View Consolidated Banking eStatements and eAdvices" to view or download your eStatement/eAdvice for the last one year.

    • How to view my eStatement/eAdvice online if I am not an online banking customer?

      Open Standard Chartered Online Banking, select Online Banking in the navigation menu on the left hand side and click "Register". For registration details, please click here >>

    About the Service
    • What is Online Banking?

      Online Banking is a safe, convenient online platform for Standard Chartered Bank China customers to perform banking transactions via the Internet.

      There is no extra charge for using this platform; however normal product fees and charges continue to apply, if any.

    • Why should I choose Online Banking?

      It's safe. You can now bank with confidence knowing that your transactions remain safe with us using our Online Banking platform.

      Online Banking maintains world class security standards on our Online Banking platform. To find out more about these, please click here to visit our Security Advice section.

      It's convenient. You can perform banking transactions from the comfort of your home or office, anywhere in the world, anytime, with our 24 by 7 service. No special software is required.

      As long as you have signal desktop app sms - Crack Key For U personal computer (PC) with the minimum configuration, you are ready to start.

    • What are the services available through Online Banking?

      For an overview of our services, please click here to our Function Overview.

      Each function has a detailed step by step guide which can be accessed by related link.

    Applying for Online Banking
    • Who can apply for this service?

      Any Standard Chartered Bank customer with a Savings Account can apply for Online Banking.

    • How do I apply for this service?

      There is 2 ways to register for Online Banking:

      • Using your Debit Card Number & Password.
      • Apply for registration using password packet- Receive the Online Banking initial username page and initial login password packet from our branch.

      You can visit our website to apply for the Personal Online Banking service by clicking on "Online Registration" on the Personal Online Banking login page and following the relevant instructions. For detailed registration procedures, please click here.

    • What do I need in order to use this service?

      You need to know your saving account number & password packet or Debit Card number & Password to register Online Banking. In addition, you need a PC with internet access and a mobile phone for receiving the One Time Pass code (OTP) via SMS. The mobile number needs to be pre-registered with our Bank.

    Registration using Debit Card and Password
    • What is the advantage of using Debit Card number to register?

      Instant Use: Using Debit Card Number and Password to register for Online Banking means you can use Online Banking instantaneously after registration.

      Convenience: Customers only need to remember Debit Card number/ password and have a registered mobile no to receive OTP with the Bank to register. For a step by step guide on how to register, please Click Here to be redirected to a more detailed step by step guide.

    • Why can't I register Online Banking by using my Debit Card?

      You need to make sure your Debit Card is "normal status" (e.g. the Debit Card can be used on ATMs to perform balance inquiry or cash withdrawal).

      The Debit Card that is inactivated or locked cannot be used for Online Banking registration.

    • Why has my Debit Card been locked when I use it to register for Online Banking or reset a password?

      For security reasons, your Debit Card will be locked if you input the wrong password 3 consecutive times within a day. This rule is applicable to various channels including ATM, POS and Online Banking.

      To reset your Debit Card Password, you will need to visit our branch.

    • Why have I received the error message, "Sorry, we cannot process your request. Please call 800820808 for help" when I use my Debit Card to register for Online Banking or to reset password?

      This has most likely occurred if the status of your Debit Card is abnormal or if you have repeatedly entered the wrong Password via Online Banking. Under such a circumstance, Online Banking will restrict the use of this Debit Card. You need to call our Customer Service Center at 800820800 (landline)/ 4008888083(mobile) to remove the restriction. For safety reasons, you can only remove the restriction once a month and the removal take effect the next day.

    Registration using Online Banking Password Packet
    • What is an Online Banking Password Packet? What does it look like?

      It is a paper envelope containing the initial password that the customer will use to log into the Online Banking. When log into the Online Banking for the first time, the customer need to use the initial password and initial username on the page of “Online Banking Password packet Registration”.

    • How to obtain the initial username and initial login password of the Online Banking?

      You need to bring your ID card to the Bank to apply for the Online Banking password packet.Your initial username will be recorded in the "Online Banking Initial Login Username" section of the “Online Banking Password Packet Registration”. Password packet applied after 16:30 during working days or during weekends will be valid after one working day you need to register within 30 calendar days, or the password packet will be invalid.

    • How do I log into the Online Banking for the first time using the initial password packet?

      You can directly log into the Online Banking using the initial login username and password. Once you entered the correct initial username (9 digits) and password (8-digit combination of signal desktop app sms - Crack Key For U and numbers), the system will require you to read and agree to the corresponding terms of service, and then you can set a new Online Banking login username and password. After the successful setup, you can log into the Online Banking with the newly set username and password.

    • What should I do if my Online Banking password packet is lost? How do I report my loss?

      Please call our customer service hotline at 800-820-8088 to report the loss immediately. Your Online Banking will then be suspended, no one can use it until you go to our branch in person to restore the Online Banking service or to apply for a replacement of the Personal Online Banking initial password.

    Browsers Supported
  • Which Browsers Support Our Online Banking Service?

    Standard Chartered Bank Online Banking is supported by the following browsers:

    • IE 7.0
    • IE 8.0
    • IE 9.0
    • Chrome 5.0
    • Fire Fox 3.6.13
    • Safari 5.0 (Windows)
    • Macbook Safari
  • How to Log-in
    • What is Username and password for log-in?

      Please use the Login ID and Password which you setup in the instant registration process to log into Online Banking.

      Do not use your Debit Card Password and Phone banking Password as Online Banking login Password.

    • What should I do if I have forgotten my Username/password?

      If you forget your username, please call Customer Service Center, 800-820-8088(landline)/4008888083(mobile); If you forget you login password, please use the "forget password" function on Online Banking login page.

      If you have forgotten you login password, please use the "forget password" function on the Online Banking login page.

    • Will my access be locked after multiple unsuccessful attempts? How can I get it unlocked?

      To ensure your security, access to your account via Online Banking will be locked after 3 unsuccessful attempts. You can have it unlocked by calling our Customer Service Center or by visiting any of our branches.

    • Can I change my password?

      Yes, you may change your password by using the 'Change Password' function after logging into Online Banking.

    • What should I do if I suspect that my password has been stolen or exposed to others?

      If you suspect that your password has been stolen or exposed to others, please change your password immediately.

    Account Information Enquiry
    • What information about my accounts I can get from online banking?

      You can get information about savings accounts, personal loans, home mortgage loans, call deposits, time deposits and Market Link Series investment. (Information about QDII products is not available currently).

    • What is the use of the Mailbox in the Personal Homepage?

      The Mailbox allows you to view messages from the Bank.

      You can delete messages in the Mailbox. All read messages will be deleted automatically on a weekly basis.

    • How to view my account number?

      Please click” View Account No”, enter the last 4 digits of your Identity document you registered in our bank (such as ID card, passport, HK & Macau Travel Permission, Mainland Travel Permit for Taiwan Residents, etc.) to view the complete Account and Card Numbers.

    Fund Transfer
    • What kind of Funds Transfers can be conducted via Online Banking?

      Internal Funds Transfers between own Savings Account within the Bank (same currency).

      Third Party Funds Transfers to other people's accounts within the Bank (CNY only).

      Third Party Funds Transfer to an outside banks (CNY only).

      Overseas Telegraphic Transfer

    • Are there any pre-requisites for using Interbank Funds Transfer through Online Banking?

      Register Online Banking. Enable the Online Payment function by visiting one of our branches with your personal ID.

      Add the 3rd party Beneficiary's account by clicking the Maintain Beneficiary tab in Fund Transfer section and following the instructions; you may perform the transfer immediately. Have on hand the Mobile Phone (with number registered by the Bank) available for receipt of the One Time Password (OTP).

    • How long does it take for payments to be processed?

      Depending on the payment:

      • Funds Transfers between own Savings Accounts within the Bank
        Real-time
      • Third Party Funds Transfers to other people's accounts within the Bank
        Real-time
      • Third Party Funds Transfer to outside Banks
        Online Banking accepts your request 24 x 7.
      • For processing time, please refer to the following schedule:
        Requests successfully submitted Zemana AntiMalware Premium Crack + Keygen Download amount less than or equal to CNY 50,000 and are marked with "Normal" status: between 9:00 am and 3:15 pm the same working day.
        Requests successfully submitted with amount less than or equal to CNY 50,000 and are marked with "Urgent" status: between 9:00 am and 4:30 pm the same working day.
        Requests successfully submitted with amount more than CNY 50,000: between 9:00 am and 4:30 pm the same working day.
        Requests successfully submitted in non above working hours will be handled during the next working day.

    • Is there any transaction limit?
      • Funds Transfers between own Savings Accounts within the Bank
        There is no limit on Funds Transfer between Own Savings Accounts within the Bank.
      • Fund transfer to Third Party account within the Bank and other local banks, it depends on customer‘s Online Banking daily limit.

      The Online Banking daily limit is calculated as the sum of overseas telegraphic transfer, all Internal Funds Transfers to third party accounts within SCB, Funds Transfers to third party accounts within other local banks, Online Payments and Bill payments. Yearly Maximum Limit will be the number of calendar days in the current year multiply by the current Daily Maximum Limit amount.

      User could set daily funds transfer limit in online banking settings& preferences, it shall not exceed the following limit: Priority Banking & Priority Private Wealth Customers: RMB 1,000,000
      Premium Banking Customers: RMB 200,000
      Personal Banking Customers: RMB 100,000

    • Is there any maximum number of the fund transfer?

      Sum of intrabank fund transfer to third party and interbank fund Minecraft Forge Crack within a day cannot exceed 10. System will auto reject the 11th Transaction.

    • Is there any large amount transaction reminder?

      If the daily amount of fund transfer to third party accounts within SCB or accounts in other local banks reaches RMB 300,000, customer needs to confirm the large amount transaction reminder to continue the transaction.

    • Can foreign currency be transferred via Online Banking?

      Foreign currency transfers can be conducted to overseas & between own Savings Accounts within the Bank, of the same currency.

    • How do I know when my Funds Transfer is successful or not?

      Refer to the status in the Transfers History Tab under the "Transfers" section in Online Banking. If the Status is "Successful" then the domestic transfer has been successfully processed. You will also be sent an email to your Online Banking Mailbox after you have successfully submitted the request and when the request has been successfully processed by the Bank. If you have requested SMS and Email alerts in "My Preferences" you will also receive and Email (to your preferred email address) and SMS (to your preferred mobile phone number) upon successful submission and successful processing of this transfer.

    • What’s the difference of 3 type OTT charges (our, beneficiary, share)?

      Our: OTT handling fee, cable fee, correspondent bank charge are to be borne by the remitter, fee will be deducted from remitter’s saving accounts;

      Beneficiary: OTT handling fee, cable fee, correspondent bank charge are to be borne by the beneficiaryfee will be deducted from the OTT transfer amount;

      Share: OTT handling fee, cable fee, are to be borne and deducted from remitter’s saving accounts, correspondent bank charge is to be borne by the beneficiary and deducted from the OTT transfer amount

    • Can money be transferred to any other bank in China?

      You can transfer money to any bank that is a member of the People's Bank of China CNAPS (China National Advanced Payment System) network.

    • Why did I receive the message "The remitter's account is restricted"?

      Your account may be restricted to perform Funds Transfers due to special limitations.

      Please call our Customer Service Hotline at 800 820 8088 (landline)/400-888-8083(mobile)for further assistance.

    • Why did I receive the message "failed due to insufficient funds"?

      If the total amount of Remittance and Transaction Fee is more than your available account balance, we will not able to process your request.

      To avoid this from happening, please check there is sufficient balance in your account before submitting a transfer request.

    • Why did my Third Party Funds Transfer fail?

      Any of the following missing information or errors made (including but not limited to) could result in failure of a Third Party Funds Transfer:

      Payee's Name
      Payee's Account Number
      Full name of Payee's Bank and Sub-branch
      The related transaction fee (if any) is non-refundable after Transfer fail.

    • Why did I receive the message "Transaction timeout"?

      This message means your transaction result cannot be displayed at that moment. Please do not repeat the transaction.

      We suggest you call the customer service hotline on 800 820 8088 (landline)/400 888 8083(mobile) to enquire about the issue.

    • What is the transaction fee for Inter-bank fund transfer through Online Banking?

      Please kindly refer to Fees and Charges section for detail information.

    • What should I do if I do not receive the One Time Passcode (OTP)?

      You may not be receiving your OTP for a number of reasons. Please try the following steps:

      Your SMS Mailbox is full.
      If you do not receive your OTP after 30 seconds, please click on the 'Resend OTP' button and the OTP will be resent to your mobile phone.
      If you still cannot receive the OTP please contact our Customer Service Hotline at 800 820 8088 (landline)/400 888 8083(mobile) for further assistance.

    Bill Payment
    • How do I apply for this Service?

      There are two pre-requisites for this service:

      You must be our Online Banking customer.
      You must enable the e-payment function.
      The Bill Payment service is only available to pay utility bills and mobile top-up in Shanghai.

    • What kind of Utility Bills can be paid through Bill Payments of Online Banking?

      All Shanghai City Utility Bills are available, including:

      • Water Bills
      • Electricity Bills
      • Gas Bills
      • Land-line Phone Bills
      • Mobile Account Phone Bills
      • Top-up Prepaid Mobile Account
    • Are Bill Payments real-time via Online?

      Yes. Bill Payments are paid real-time and also in Non-Working hours and Public Holidays.

    • What if my Utility Bill payment paid twice?

      All Utility Bills are immediately deducted from your bank account.

      For any duplicate payments please call our Customer Service Hotline 800 820 8088 (landline)/400 888 8083(mobile) to assist you to follow-up with the utility company.

    • How do I know whether my Bill Payment has been successfully paid?

      Refer to the status in the Bill Payments Transaction History Tab under the "Payments" section on Online Banking. If the Status is "Successful" then the transfer has been successfully processed. You will also be sent an email to your Online Banking Mailbox after your payments has been successfully processed by the Bank. If you have requested SMS and Email alerts in "My Preferences" you will also receive and Email (to your preferred email address) and SMS (to your preferred mobile phone number) upon successful processing of this payment.

    • How long it will take for a Bill Payment to arrive at the Utility Company?

      If all payment information is accurate and the payment is successfully processed by the Bank, your payment will be transferred to Utility Company real-time.

    • Why there is an SMS One Time Passcode (OTP) required when making payments?

      When each transaction is made through our Online Banking, you will receive an OTP to your registered mobile phone number to verify your identity. A transaction can only be completed once the correct OTP is entered, which is to ensure the security of your account.

      If you have not registered a phone number, please call our customer service center or go to our branch so that our staff will help you register one.

    • How can I view my Bill Payments Transaction History via Online Banking?

      Refer to the Bill Payments Transaction History Tab under the "Payments" section on Online Banking.

    • What types of accounts can be used to perform Bill Payments via Online Banking?

      All the CNY Savings Accounts can be used to perform Bill Payment transactions (expect Joint Account, Repayment Accounts & Dormant accounts).

    Online Payment
    • How do I setup access to Online Payment?

      As a prerequisite to applying for Online Payment, first you need to become a Standard Chartered Bank customer and get a Standard Chartered Bank debit card.

      Then you need to register for access to the Bank’s Online Banking and apply for e-payment access.

      If you have not registered for Online Banking, please visit our Standard Chartered Online Banking site and use your personal debit card to apply yourself instantly online.

      If you have not registered for e-payment access, please visit any branch with your personal ID to do so.

    • How do I track my Online Payment Transaction history?

      Please login to SCB Online Banking, and then visit our Bill Payment Section. You will find an "Online Payment Gateway" transaction history page. Your transaction history is available here.

    • What should I do if the payment result at SCB is "success" but the result at merchant site is "fail"?

      In this circumstance, your payment has been successful, however due to a failure on the merchant website your payment has not been reflected in merchant website.

      If the merchant website is temporarily unable to process your payment, the merchant will obtain payment details from bank and process the order.

      Please do not repay the order, to avoid duplicate payments.

    • How does SCB ensure the Security of the Online Payment function?

      Online Payments uses SSL encryption, as does the rest of the Online Banking site.

      Online Payments also uses Public Key Infrastructure (PKI) as its online payment system security architecture. PKI uses public key cryptography and symmetric cryptography which guarantees a very high level of security.

      Our 2-Factor Authentication model is also applicable when using Online Payments. Therefore when each transaction is made, you will receive a One Time Passcode (OTP) to your mobile phone to provide verification of the transaction and ensure the security of your online payment.

    • How do I know whether my payment was successful? Just login to SCB online Banking and check whether under Online Payment Transaction History tab your payment was success.
    • What's the major reason for an unsuccessful payment?

      Under normal circumstances, if the payment is unsuccessful, the bank will return an error message, clearly telling you the reason why your payment was unsuccessful. For example, wrong password or insufficient balance.

      If your payment has failed and the system has informed you why, please call Customer Service Hotline at 800-820-8088(landline)/400-888-8083(mobile). WinUtilities Professional Edition 15.74 Crack + Activation Key Download do I modify or cancel my Online Payment Order?

      Once payment has been submitted, you cannot modify or cancel the order and the cardholder must contact the merchant directly to do so (if applicable).

    • If a payment request has been submitted, but my computer system fails, how to I check if my payment was successful?

      Please login to the Online Payment transaction history page to check the payment status.

    • After I submit a payment request, there is no pop-up page for the payment. Why?

      Usually this occurs when there is an error in the program directing the request from the merchant site to the Bank’s site.

      Please contact the merchant or the Bank.

    • What if I accidentally submitted the same order twice? Is it possible to create duplicate payments?

      Our CUP Online Payment function has restricted the possibility of duplicate payments.

    • What is the Online Banking Payment Daily Limit for each customer?

      The Online Banking Daily Limit is as follows:

      For Priority Banking & Priority Private Wealth Customers is RMB 1,000,000, Personal Banking Privileged Plan Customers is RMB 200,000 and Personal Banking Customers is RMB 100,000. The Online Banking daily limit is calculated as the sum of all domestic Third Party Funds Transfers within the Bank and outside the Bank, and Bill Payments.

      Customer can customize their Daily Limit (within the maximum thresholds) via SCB Online Banking in the "My Preferences" section.

    • What is the SMS One Time Passcode (OTP) required during my payment transaction?

      SCB Online Banking employs "Two-Factor authentication (2FA) to verify customer identity" for every financial transaction to a third party.

      A One-Time-Passcode (OTP) will be sent via SMS to your cell phone each time a transaction is made.A transaction can only be completed once the OTP is entered over the Online Banking session.

    • Are there any security tips for online payment?

      To ensure the safety of your Online Payment, please take the following precautions:

      Try to avoid Internet cafes and other public places in the computer using online payment. If it is necessary in public places to use a computer, please note that the input of the card numbers, passwords and other information is protected.

      After Payment is complete please clear your browser and computer records.Please check in the browser address bar that the Standard Chartered Bank URL is correct (http://www.sc.com.cn/en) to prevent straying into hacking websites.

      For more security tips, please visit the Security section of our website by clicking here.

    • Are there any fees charged in using the Online Payment?

      The SCB Online Payment service is available to customers as a free service.

      There will be no fees charged by SCB for personal customers in making online payment and receiving one time password (OTP) via SMS.

    • Why should I record down the order number before payment?

      In process of payment, please record down order number. If you need to check the result of the specific transaction on either the merchant or the Bank side, you will have to provide this order number. Without it, the enquiry will be very difficult.

    Foreign Exchange Service
    • Question: What kind of foreign currency supported in FCY conversion module?

      Answer: The supported foreign currency is: EUR/GBP/AUD/NZD/CAD/USD/CHF/HKD/SGD/JPY.

    • Question: How do I know whether my FX transaction is successfully processed via Online Banking?

      Answer: You can view the latest transaction status in FX Transaction History module. If the status is “successful” then your FX transaction is processed successfully. Besides, you will receive a SMS and an Email notification from our Bank regarding the transaction status.

    • Question:How long does it take for FCY conversion to be successfully processed via Online Banking?

      Answer: Service hour for FCY Conversion is 00:00 to 24:00 Monday to Sunday (including public holidays). FCY Conversion between own accounts within the Bank will be processed immediately.

    • Question: Can I revise or cancel my FX transaction via Online Banking?

      Answer: No. FX transaction cannot be revised or canceled once submitted.

    Global Link

      Please note that for the purpose of this FAQ, the country/markets which you login from is called the Origin Country/market and the country/s /markets which you add to the Global Link service is called the Destination Country/s.

      The Customer Service Hotline for those countries/markets which offer Global Link service:

      • China: 800 820 8088 (landline) /400 888 8083(mobile)/86 755 25892333 (areas outside China)
      • HK Hotline: (852) 2886 8868
      • Singapore: (65) 1800 747 7000
      • India: (91) 1800 345 1000/ 011 3940 4444/ 3940 4444/ 6601 4444
      • Malaysia: (60) 1300 888 111
      • Pakistan: (92) 111 002 002/ 0800 66 666
      • United Arab Emirates: (971) 65916160
      • Thailand: (66) 1595
      • Bahrain: (973) 17 531 532/ 80001 802
      • Indonesia: (62) 57 9999 88 or 68000 from mobile
      • CN Taiwan: (886) 2 4058 0088
    • What is Global Link? Can I access my accounts all over the world through using this function?

      Global Link allows customers to access the account information of their Standard Chartered Bank accounts in other countries/markets (SG, MY, CN HK, CN Taiwan, IN, UAE, PK, TH, IN and BH).

    • How do I add a country/market to the Global Link service?

      You will need to access the 'Link Accounts' feature in the Global Link service.

      You will also need to select which country/market to add and verify your identification with the username and password of the Online Banking service from the selected country/market. If you select “CN Taiwan” to add, you will need to additionally input Identification Number to verify your identification.

      If it is successfully authenticated, the selected country/market will be added to the Global Link service.

      If you continually key in the wrong password for 5 times, you will be locked out of the Online Banking service in the selected country/market. It will not lock you out of the Online Banking service of the country/market which you are using to access Global Link.

      Each country/market can only be added once to the Global Link service i.e. if you access the Global Link from China, you will not be able to add another China account to it.

      A notification will be sent to the Mailbox of the destination country/market to indicate that this account has been added to a Global Link service.

    • Are there a maximum number of countries/markets I can add to the Global Link service?

      You can link a maximum of 5 other countries/markets to the Global Link service.

    • What can I do if the account for the selected country/market gets locked out when trying to add a country/market to the Global Link service?

      You will have to reset the password by using the existing reset password process for the selected country/market. You may need to contact the Customer Service Hotline of that country/market if needed.

    • What other features are available under Global Link?

      Currently the following features available under Global Link:

      • View Account - View the accounts from other countries/markets you add
      • Add an Account - Link a country/market to Global Link
      • Delete an Account - Delete a country/market from Global Link
      • Sort Account Order - Determine which country/market you would like to see first in Global Link
    • Who should I call if I am facing problems with the Global Link service?

      The first point of contact should be the Customer Service Hotline in the Origin Country/market.

    • I had successfully/market linked a country but now cannot see it in Global Link?

      The most likely reason is that you have changed the online banking password of your destination country/market.

      When that happens, we automatically delete that destination country/market from all Global Link services which you have added it to.

      In order to re-link the country/market, you have to go through the same 'Link a Country/market' process again.

      We will send a notification to the online banking Mailbox of the host country/market whenever the destination country/market is automatically deleted so you can check the mailbox for that notice.

    • What should I do if I have received a notification that my account was added to a Global Link service but I am unaware of it?

      Please immediately change your Online Banking password.

      You should then call our Customer Service Hotline to report misuse of the Online Banking service.

    • I see a message that my linked country/market signal desktop app sms - Crack Key For U are not available. What does this mean and what can I do?

      You should try again later.

      If you need to see the account balance of the destination country/market immediately, please login to the Online Banking of the destination country/market.

      Then please report the issue you are having to our Customer Service Hotline.

    • I’m informed that No account is available, what should I do?

      Please ensure you have successfully link the accounts of destination country/region to Global Link service. You will need to access the 'Link Accounts' in the Global Link service.

    • Does the Global Link Fund Transfer support the overseas fund transfers to 3rd party individuals or companies?

      No. Global Link Fund Transfer only supports the overseas fund transfers between individual’s own same-name accounts with same currency. Beneficiary Name should be the same as your Chinese name Pinyin/English name in our Bank. If you want to make cross border transfer to 3rd party individuals or companies, please go to the "Overseas Remittance Application" module to submit your application.

    • Is there any transaction limit for Global Link Fund Transfer?

      Yes. For Chinese resident, amount of single overseas remittance and cumulative amount of overseas remittance per day through our Bank (including but not limited to counter, Online Banking) cannot exceed USD 50,000 or FCY equivalent. For Chinese resident and non-Chinese resident, the amount of single remittance and cumulative amount of remittance per day through Global Link Fund Transfer service for each customer can not exceed limits as below. If needed, you can adjust the limit setting of cumulative amount of remittance per day through Global Link Fund Transfer service in “Settings & Preference-Changes Fund Transfer Limit” in your Online Banking.

      • Personal Banking Customers: CNY 100,000 equivalent.
      • Premium Banking Customers: CNY 200,000 equivalent.
      • Priority Banking & Priority Private Wealth Customers: CNY 300,000 equivalent.
    • How do I know whether my Global Link Fund Transfer transaction is successfully processed via Online Banking?

      You can view the latest transaction status in Global accounts Transfer History module. If the status is “successful” then your Global Link Fund Transfer transaction is processed successfully. Besides, you will receive a SMS, an Email notification and message to your I-banking box from our Bank regarding the transaction status. We suggest you login online banking of destination country/region to check account upon successful processing of your application.

    • Why I can not find and select child account of HK multi currency account in dropdown list of “Transfer To” on the Global Link Fund Transfer?

      Probably it is because the child account linked with your HK multi currency account is not active. Please make a fund transfer with any amount to this child account to activate it, and you can then find and select the child account in dropdown list of “Transfer To” on the Global Link Fund Transfer.

    Security
    • How secure is this service? What security measures are being used by this service?

      This service employs the 2048-bit Secure Socket Layer (SSL), which is one of the strongest encryption technologies most commonly used by large-scale online merchants, banks, and brokerages worldwide. All online sessions between you and the bank are protected by 2048-bit encryption, which best protects your information against disclosure to third parties.For high risk transactions level security, this service employs "Two-Factor authentication (2FA) to verify customer identity".

      For extra precaution a separate security code has been added to the Online Banking login screen.Our Internet banking service is fully compliant with the Chinese regulatory requirements for Online Banking.

    • What is "Two-Factor-Authentication (2FA)"?

      Two-factor-Authentication is a security process requiring the user or customer to provide two means of identification known only to the customer.

      Our Online Banking uses these two means of ID:

      The Online Banking user name & Password.

      A One-Time-Passcode (OTP) which will be sent via SMS to your cell phone each time a transaction is made.

      Two-factor authentication (2FA) is used to verify customer identity. This requires the customers to have a mobile phone registered with the Bank as a unique One-Time-Passcode (OTP) is generated and sent via SMS to customer's mobile phone for certain types of financial transactions.The transactions can only be completed once the OTP is entered over the Online Banking session.

    • How can I keep my Online Banking Account secure?

      Besides maintaining the confidentiality of your internet banking username and internet banking password, you should take the following precautions:

      DO NOT reveal your username and password to anyone, write down or use it where someone else can see.

      Don't click a URL to log into the site always type in the address of the site.

      Change your password IMMEDIATELY, using the 'Change of Password' service, if you suspect it has been revealed and compromised.

      DO NOT use easily recognized numbers such as your telephone number etc. as your password.REMEMBER TO LOG OUT of the system and close your browser whenever you leave your computer, even for a short while.

      Clear your browser's cache on a regular basis so that your account information is removed. This is particularly important if you are using a shared PC. You should clear it after each session.Always use the latest recommended internet browser so that you are using the most updated security features available.

      Each time you log into Online Banking, don't forget to check your last login time date and time.We strongly recommend that you DO NOT conduct your Internet banking transactions on shared or public PCs. If you really have to, please pay attention to protect your debit card number & password, please clear browser cache after each session so that your account information is removed from such PCs. You can also consider changing your password when you think it is safe.

    • What should I do if I suspect there are unauthorized transactions on my account?

      If you suspect there are unauthorized transactions on your account, please go to our branches or report this to our Customer Service Hotline immediately.

      Please provide details such as your name, account number, transaction type, date & time of transaction, description of error and amount involved.

      If you suspect these transactions are unauthorized due to lost/stolen password, please change your password or call our Customer Service Center 800-820-8088(landline)/400-888-8083(mobile) to suspend the account immediately.

    • How do I safeguard and protect my password?

      Do not choose a password that is easily identifiable such as your personal telephone number, birthday or other personal information etc.

      Avoid using sequential numbers (such as 123456) or same number more than twice (such as 123226) for your password.

      Use alphanumeric passwords (having both character and numbers such as rks976ijk or 15ritca etc.). Your password must be kept confidential at all times and not be divulged to anyone.Do not reveal your password to anyone, including anyone working within the Bank and its employees.Your password must be memorized and not be recorded anywhere. Do not write down your password or use it where someone can see.

      Change your password immediately if you suspect it has been revealed or compromised.Change your password regularly. You can change your password anytime under "My Preferences" - Change Password Tab.

    • What is the Minimum System Requirement?

      PC with Pentium 166MHz processor or higher
      32 MB RAM or higher
      SVGA or higher resolution monitor, 256 colors minimum, 1024 x 768 screen resolution
      Modem of 56kbps or higher
      Microsoft Windows 95/98/NT/2000 operating system
      Supported by the following browsers:
      IE 7.0
      IE 8.0
      IE 9.0
      Chrome 5.0
      Fire Fox 3.6.13
      Safari 5.0 (Windows)
      Mac Safari
      Both 'Java' and 'Java Script' have to be enabled

      Please ensure the Microsoft Virtual Machine is the default for your browser. 'Cookies' and 'Java Script' should remain enabled on your browser.

      * To make use of the 2048-bit SSL encryption and enjoy the highest level of security, we strongly recommend that you upgrade your browser to the most up to date Internet Explorer Version.

    Credit Card
    • What is an Online Banking Credit Card?

      It is a new feature of the Bank launched in July 2014, mainly consisting of two major functions which are credit card management and repayment.

    • How to log into the Online Banking and use the credit card when banking online?

      You can use your existing Online Banking username and password to login. If you have not applied for the Standard Chartered Online Banking service, you can use our debit card for easy online registration (only for customers with the Bank’s savings account or debit card), or you can contact your account manager for help. Please refer to the Bank’s website for the detailed registration process.

    • What services can I have via the Online Banking credit card function?

      If you already hold an SCB credit card, you can check your credit card account, card information, transaction history and other information through Personal Online Banking Homepage > Credit Card Management; you can also use Payment & Repayment function to repay your SCB credit card debt from your SCB savings account.

      If you do not have an SCB credit card, you can apply for one through Personal Online Banking Credit Card Management > the Credit Card Application and click on "Apply Now" to apply for our credit card.

    • What services does the credit card management provide?
      • Account Information Enquiry, including the current due amount, unbilled amount, repaid amount, current overdue amount, current minimum repayment amount, final repayment due date, credit limit, credit line available, and card list, etc.;
      • Card Information Enquiry, including the credit limit, credit line available, available cash advance, statement date, and card status, etc.;
      • Transaction Details Enquiry (including the un-issued bill and issued bill), the data displayed including: the transaction date, billing date, cardholder’s name, card number, transaction description, billing currency, billing amount, total number of transactions and total transaction amount.
        Records of the principal card and the supplementary card are displayed separately in columns.
    • How to search for the transactions in my un-issued/ issued bill?

      Billing Transactions

      Click on Card Management Transaction History Enquiry, select the card, and click on “Select Timeframe of Transaction History Enquiry”, select a month in the drop-down box to display its billing transaction. If your statement date is 5th, you will usually see the latest issue of the transaction details after the 6th of the month.

      Unbilled Transactions

      Click on Credit Card Management>Transaction History Enquiry. Click on the “Select Time Frame of Transaction History Enquiry” and the select Unbilled Transactions in the drop-down box to display.Transaction history of the CUP card and the US dollar card are displayed separately. Transaction history of the principal card and the supplementary card are displayed separately.

    • How do I make credit card repayment via the Online Banking?
      • If you have a SCB credit card using the same ID when applying for a debit card, you can click on Payment & Repayment> Credit Card Repayment, and then pay the SCB credit card bill at any time from the SCB savings account. The SCB Online Banking provides two options to repay your credit card: immediate repayment and scheduled repayment.We provide 24 by 7 service, free of charge. Instant repayment will be effective in real time. At present, our Online Banking does not support the repayment for others’ SCB credit card.
      • We recommend that you pay the bill 1 day before the due date, and do not set up repayment through other channels at the same time to avoid duplicate repayments. We will automatically make the repayment on the date you set, please ensure that the account balance is sufficient. If the balance is insufficient, the repayment will fail.
      • The current due amount shown on the Online Banking is the total amount you should repay for the current statement, while the current minimum repayment amount will change in real time and be reduced according to the amount of your repayment.
    • What kind of currency does the Online Banking repayment support?

      Currently, it supports RMB and US dollar repayment in the same currency, that is, using RMB deposit account to repay CUP RMB card and using US dollar deposit account to repay VISA dollar card.

    • If I change my personal information of SCB Online Banking, will it be automatically synchronized with related credit card system?

      No, you need to call our customer service hotline for credit card at 400-820-6663 to update the information.

    • As for the scheduled credit card repayment, when, exactly, will the Bank make the payment deduction? If the scheduled repayment falls on a holiday, will the deduction be brought forward?

      The scheduled repayment will be deducted from your deposit account on the same day (which you set up as a repayment “start date”) each month. Deductions will be made on weekends or holidays as usual.

    • Can I use SCB online credit card service without a SCB credit card?

      Customers without a credit card can log into the Online Banking, then click on Credit Card Management > Account Information and it will show “No credit card, please visit our branch or call customer service center at 800-820-8088(landline)/400-888-8083(mobile) for more help”. You can also click on “Apply Now” to apply for a credit card online.

    • As a cardholder of SCB supplementary card, can I use the Online Banking credit card function?

      A: No.

    Customer Investment Profile
    • What is Customer Investment Profile?

      Customer Investment Profile is a solution to ensure that all customers undergo proper investment profiling to understand their investment profile. As per regulatory requirement, your initial Customer Investment Profile has to be completed on branch premise.

    • What features are available in Customer Investment Profile module?

      If you have completed your initial customer investment profile review at branch, you can view and download your latest investment profile, and update your risk profiles according to your latest situation.

    • What is the validation period for the Customer Investment Profile?

      The Customer Investment Profile will be valid for one year. You can re-do your investment profile assessment in online banking anytime before the expiry. Once you update your risk profile in online banking, your previous investment profile will be changed to expire status.

    • Can U.S. Citizen, U.S. Permanent Resident Card (Green Card) Holder or U.S. Resident perform Customer Investment Profile via online banking?

      U.S. Citizen, U.S. Permanent Resident Card (Green Card) Holder, or US Resident cannot proceed Customer Investment Profile via online banking.

    • Can I update customer investment profile in online banking if I haven’t completed my initial investment profile at branch?

      No, our system will reject your request and advising you to visit our branch to complete the initial customer investment profile.

    • Which Browsers support the customer investment profile?

      Online Banking customer investment profile is supported by the following browsers:

      • IE: 9.0 and above
      • Chrome: 50.0 and above
      • Safari: 7.0 and above
      • Firefox: 45.0 and above
    • How do I activate the Alipay Express Payment for a SCB debit card?

      If you have not registered for debit card third party e-payment access, please visit any branch with your personal ID to do so. After successfully registered, you need to log on the Alipay website to activate the express payment. For more details, please contact Alipay customer service.

    • How do I activate the Alipay Express Payment for a SCB credit card?

      If you have not registered for credit card third party e-payment access, please call customer service center at 800-820-8088(landline)/400-888-8083(mobile) to register. After successfully registered, you need to log on the Alipay website to activate the express payment. For more details, please contact Alipay customer service.

    • What is the transaction limit for Express Payment with a SCB debit card/credit card?

      Based on the limit set by Alipay platform, the limit set by SCB on Alipay Express Payment is RMB 20,000 per transaction & 50,000 per day, bank can adjust the limit based on business requirements, customer needs or market situation & etc factors where needed Alipay also sets transaction limit for specific merchants.

    • Can any SCB debit card /credit card holders activate the Alipay Express Payment service?

      At present, SCB-Alipay Express Payment service supports an ID card, a Home Visit Permit (including Hong Kong and Macao), an MTP (Mainland Travel Permit for Taiwan Residents) and a passport, so the SBC debit card /credit card holders with the above identifications can sign up for this service.

    • Do I need to visit the bank counter to apply for the Online Banking transfer?

      No. You can use the Alipay Express Payment without the Online Banking, so there is no need to activate the Online Banking E-Payment & Transfer beforehand.

    • Can I pay in foreign currency?

      No. As Alipay Express Payment function needs to be linked to a SCB debit card and currently we have not issued any debit card in foreign currency, you can’t pay in foreign currency via this service.

    • If my debit card is locked, will it affect my Express Payment?

      It will. In the express payment process, we will first check the status of the debit card and only if it’s normal can the Alipay Express Payment be made. However, if it is the password of a debit card that is locked, it will not affect the status of the debit card.

    • Will a debit card/ credit card be locked if wrong Express Payment password is entered?

      No. Express Payment requires only the Alipay password and has nothing to do with the debit card/ credit card password.

    • Will the Bank charge an extra fee for Express Payment?

      No. Under the current service agreement of Alipay Express Payment, customers do not need to bear the transaction costs.

    • How do I track the transaction history of Alipay Express Payment?

      You can find relevant deduction information in the transaction history of your Online Banking account.

    • Will the transaction history of Alipay Express Payment recorded in the Online Payment of the Online Banking?

      No. The Express Payment is not submitted through the Online Banking. But you can enquiry relevant deduction records in your account transaction history.

    • How do I disable the Alipay Express Payment function?

      Pleas log on the Alipay website to disable it, you could also call customer service center at 800-820-8088(landline)/400-888-8083(mobile) or visit our branch to cancel

    • How long will it take for the Alipay Express Payment to become effective after application?

      Effective immediately upon activation.

    • If I change my debit card/ credit card after activating the Alipay Express Payment, will it affect my use of the Express Payment? Will report of loss affect my use?

      If the number of the card linked to your Express Payment is changed, you need to log on the Alipay website to cancel the old card and re-activate this service. If a card is lost, it cannot be used in the Express Payment.

    • If I forgot my Alipay password, do I need to use my SCB debit card number to reset the password?

      No. You can use the process of Alipay to retrieve Alipay password.

    • What can I do for fraudulent bank card cases?

      Please contact customer service center at 800-820-8088(landline)/400-888-8083(mobile) immediately.

    • How do I use the CUP Online Payment of a SCB debit card?

      If you have not registered for debit card third party e-payment access, please visit any branch with your personal ID to do so. When you are paying on a website after successfully registered, please choose the “CUP Online Payment” and then select the type of payment; enter SCB debit card number, debit card withdrawal password & OTP to complete the payment.

    • How do I use the CUP Online Payment of a SCB credit card?

      If you have not registered for credit card third party e-payment access, please call customer service center at 800-820-8088(landline)/400-888-8083(mobile) to register .When you are paying on a website after successfully registered, please choose the “CUP Online Payment” and then select the type of payment, enter SCB credit card number, CVN2 (at the back of the card) & expire date, enter the OTP received, you then complete registration.

    • What is the transaction limit for Express Payment with a SCB debit card/credit card?

      Based on the limit set by CUP online payment platform, the limit set by SCB on CUP Online Payment is RMB 20,000 per transaction & 50,000 per day, bank can adjust the limit based on business requirements, customer needs or market situation & etc factors where needed

    • Do I need to go to an SCB counter to apply for the “CUP Online Payment” service?

      No. “Micropayment”, “Verified Payment” and “Express Payment” do not require activation of the SCB Online Banking beforehand.

    • Can I pay in foreign currency?

      No. As the “CUP Online Payment” needs to be linked to a SCB debit card and currently we have not issued any debit card in foreign currency, you can’t pay in foreign currency via this service.

    • Will the Bank charge extra fees for the “CUP Online Payment”?

      No

    • What should I know when entering the mobile phone number reserved with the Bank?

      You should make sure that it is exactly the same one as you registered with the Bank and the phone remains connected.

    • How can I change the mobile phone number registered with the “CUP Online Payment”?

      The number is one of the important verification factors of the CUP Online Payment. You must ensure that the mobile phone number registered on the “CUP Online Payment” website is the same as the one you maintained with the Bank when you obtained the bank card.If you do need to change the mobile phone number, first you need to contact SCB to update your phone number, and re-link it on the “CUP Online Payment” website. At present, SCB customers can change the phone number through the counter, the Telephone Banking, and the Online Banking. To ensure the security of your information, changes made through telephone will be strictly examined by the back offices of the Bank and will not be effective until 3 working days later.

    • What should I do if I forgot the password of the “CUP Online Payment” website?

      You can use the mobile phone number you used for registration to retrieve your password. Click on “Forgot Your Password?” on the home page of the “CUP Online Payment” website (near login box), fill in your username, mobile phone number and SMS verification code, and click on “Next”; enter the answers for the pre-set security questions and click on “Reset Password”; enter the new password twice and click on “Next”; password successfully reset.

    • How long will it take for the “CUP Online Payment” to become effective after activation?

      Effective immediately upon activation.

    • How can I disable the “CUP Online Payment” function?

      You can log on the “CUP Online” website at any time and disable the function in “Discontinue Self-Service Payment”.

    • How can I track my transaction history of the “CUP Online Payment”?

      Log on the “CUP Online Payment” website, refer to the “Transaction Tracking” section and then you can view your transaction history.

    • How can I modify or cancel my online payment order?

      If your transaction is completed, you will not be able to modify or cancel your order. In that case, you may contact the merchant for returning of the goods.

    • Will submitting the same order twice create duplicate payments?

      The same order will only be executed once, and a duplicate payment will be automatically rejected.

    • After I submit a payment request on a merchant’s website, there is no pop-up page for the payment. Why?

      Usually this occurs when there is an error in the program directing the request from the merchant site to the Bank’s site.

      Please check your Internet connection and browser settings, or contact the online merchant.

    • What are the security tips for online payment?

      Try to avoid using the computers in Internet cafes or other public places for online payment.Please check the website to make sure it is correct and do not stray into a hacking website; In the meantime, pay attention to the security warnings, security control installment, among other things, and please note that standard payment websites usually have higher security level and their address would start with “https” rather than “http”. When making an online payment, please pay attention to the protection of the card number and password which you enter and after payment; clear the records in the browser and computer in time.

      Do not use remote assistance or other third-party communication software in case others would have access to or operate your computer.

    • What should I do if my payment fails?

      Usually, if the payment is unsuccessful, the payment page will display an error message with the error reason, such as wrong password, insufficient balance or others. Based on the instruction, you can choose to pay again, consult the website or the “CUP Online Payment” customer service hotline at 95516.

    • What is a security control? How can I download and install it?

      To protect the cardholder's information security, CUP Online Payment employ security control to protect the information users input and prevent Trojans intercepting account password, bank card information and other keyboard records. To download and install the security control, please visit the Help Center on the CUP Online Payment website.

    • How can I enquiry other information?

      Currently, China UnionPay provides a detailed operation process and help tips on its “CUP Online” website. Please refer to https://online.unionpay.com/portal/index.do or call their hotline at 95516 for consultation.

      The Chinese version shall in any event prevail if there is any discrepancy between the Chinese and English versions.

The Signal desktop app sms - Crack Key For U version shall in any event prevail if there is any discrepancy between the Chinese and English versions.

Источник: https://www.sc.com/cn/en/help-centre/faqs-ways-to-bank/

When the horse's belly opened at night it was too late. The Greeks had finally succeeded in capturing the long besieged city of Troy, bringing the Trojan War to an end. Thousands of years later, the myth of the Trojan horse still lives on, albeit today in an unflattering connotation. For what once stood for a brilliant trick and a masterful feat of engineering is nowadays regarded as a malicious digital pest whose sole aim is to wreak havoc on its victims' computers unnoticed. It does this by reading passwords, recording keyboard strokes or opening the door for further malware that can even take the entire computer hostage. These actions can include:

  • Deleting data
  • Blocking data
  • Modifying data
  • Copying data
  • Disrupting the performance of computers or computer networks

Unlike computer viruses and worms, Trojans are not able to self-replicate.

Types of Trojan

Backdoor Trojans

They are one of the simplest but potentially most dangerous types of Trojan. This is because they can either load all sorts of malware onto your system in their role as a gateway, or at least ensure that your computer is vulnerable to attack. A backdoor is often used to set up botnets. Without your knowledge, your computer becomes part of a zombie network that is used for attacks. Furthermore, backdoors can allow code and commands to be executed on your device or monitor your web traffic.

Exploit

Exploits are programs that contain data or code that take advantage of a vulnerability within an application on your computer.

Rootkit

Rootkits are designed to conceal certain objects or activities in your system. Often their main purpose is to prevent malicious programs being detected, in order to extend the period in which the programs can run on an infected computer.

Dropper/downloader Trojans

One of the best-known dropper Trojans is the Emotet malware, which has now been rendered harmless but which, in contrast to a backdoor Trojan, cannot execute any code on the PC itself. Instead, it brings other malware with it, for example the banking Trojan Trickbot and the ransomware Ryuk. Droppers are therefore similar to downloader Trojans, the difference being that downloaders need a network resource to pull malware from the network. Droppers themselves already contain the other malicious components in the program package. Both types of Trojan can be remotely updated in secret by the programmers responsible, for example so that virus scanners cannot detect them with new definitions. New functions can also be added in this way.

Banking Trojans

Banking Trojans are among the most widespread Trojans. Given the increasing acceptance of online banking, as well as the carelessness of some users, this is no wonder – they are a promising method for attackers to get their hands on money quickly. Their goal is to obtain the access credentials to bank accounts. To do this they use phishing techniques, for example by sending the alleged victims to a manipulated page where they are supposed to enter their access credentials. Accordingly, when using online banking you should ensure that you use secure methods for verification, such as only the app of the respective bank, and never enter your access data on a web interface.

DDoS Trojans

Distributed denial-of-service (DDoS) attacks continue to haunt the web. In these attacks, a server or network is torpedoed with requests, usually by a botnet. In mid-June 2020, for example, Amazon fended off a record attack on its servers. For over three days, Amazon's web services were targeted with a data throughput of 2.3 terabytes per second. There must be an enormous botnet to achieve that kind of computing power. Botnets consist of zombie computers, so to speak. On the face of it they are running normally, but they are also functioning silently as attackers. The reason for this is a Trojan with a backdoor component that slumbers unnoticed on the computer and, if necessary, is activated by its operator. If a botnet attack or a DDoS attack is successful, websites or even entire networks are no longer accessible.

Fake antivirus Trojans

Fake antivirus Trojans are particularly insidious. Instead of protecting, they get every device into serious trouble. With alleged virus findings, they want to cause panic among unsuspecting users and persuade them to purchase effective protection by paying a fee. But instead of a helpful virus scanner, the user only gets more problems, as their payment data is conveyed to the Trojan originator for further misuse. So if you suddenly get a virus warning in your browser when visiting a website, you should ignore this and only trust your system virus scanner.

Trojan-GameThief

This type of program steals user account information from online gamers.

Trojan-IM (Instant Messaging)

Trojan-IM programs steal your login data and passwords for instant messaging programs such as ICQ, MSN Messenger, AOL Instant Messenger, Yahoo Pager, Skype, etc. One could argue that these messengers are barely in use nowadays. However, even new messenger services are not immune to Trojans. Facebook Messenger, WhatsApp, Telegram or Signal could also become targets of Trojans. As recently as December 2020, a Windows Trojan was commandeered via a Telegram channel. Instant messaging should also be protected against dangerous phishing attacks.

In January 2018, security researchers at Kaspersky discovered a Trojan called Skygofree. The malware has extremely advanced functions and can, for example, connect to Wi-Fi networks on its own, even if the user has deactivated the function on their device. The Skygofree Trojan can also monitor the popular messenger service WhatsApp. It reads messages and can also steal them.

Trojan-Ransom 

This type of Trojan can modify data on your computer so that your computer doesn’t run correctly or you can no longer use specific data. The criminal will only restore your computer’s performance or unblock your data after you have paid them the ransom money that they demand.

SMS Trojans

They may seem like a relic from another century, yet they are still active and pose a significant threat. SMS Trojans such as the Android malware Faketoken can work in different ways. Faketoken, for example, sends mass SMS messages to expensive international numbers and disguises itself in the system as a standard SMS app. The smartphone owner has to pay the costs for this. Other SMS Trojans establish connections to expensive premium SMS services.

Trojan-Spy

Trojan-Spy programs can spy on how you’re using your computer – for example, by tracking the data you enter via your keyboard, n track studio 9 pro apk unlocked - Activators Patch screenshots or getting a list of running applications.

Trojan-Mailfinder 

These programs can harvest email addresses from your computer.

In addition, there are other types of Trojans:

  • Trojan-ArcBomb
  • Trojan-Clicker
  • Trojan-Notifier
  • Trojan-Proxy
  • Trojan-PSW 

Trojans as a threat to all end devices

Trojans now not only target Windows computers, but also Mac computers and mobile devices. Accordingly, you should never feel too safe or be on the internet without up-to-date anti-malware protection such as Kaspersky Internet Security. Malware often gets onto computers via infected attachments, manipulated text messages or bogus websites. However, there are also secret service Trojans that can be installed on the target systems remotely without the user noticing and without any interaction on the part of the targets. The Pegasus software from the Israeli manufacturer NSO, for example, is distributed via the mobile phone network. Pegasus includes a powerful arsenal of interception options. The device can be read completely, calls can be recorded, or the phone can be used as a bugging device. In Germany, too, police authorities use a state Trojan to monitor and track criminals. However, the malware, known in officialese as source TKÜ software, may not be used for surveillance without a court order.

So-called backdoors can be used to load malware onto a PC unnoticed

Cybercriminals want to cause maximum damage with Trojans

If surveillance software is used by the state to track and punish criminal offenses, cybercriminals have exactly the opposite in mind. In the latter case, it is all about personal enrichment at the expense of their victims. In doing so, the criminals use different programs, sometimes even entire malware chains. How do they do it? One example may be a backdoor installed unnoticed on the computer via an infected email attachment. This gateway ensures that further malware is loaded onto the PC secretly and silently without being noticed. Another example is a keylogger to record keystrokes such as passwords or confidential content, a banking Trojan to steal financial data, or ransomware that encrypts the entire computer and only releases the hijacked data following payment of a significant amount of bitcoin. Notorious in this context is the malware Emotet, which periodically makes its rounds and is described as the "most destructive malware." Strictly speaking, the "Trojan King" is a bot network that uses spam emails and infected Word or Excel documents to find its victims. The BSI has set up an extra page with information on Emotet. In summary:

  • Emotet is considered one of the most destructive and dangerous Trojans.
  • It isn't yet known who is behind Emotet.
  • The damage caused by Emotet runs into the millions.
  • Companies are the main targets. Private users can still be affected if Emotet reads the stored email addresses from address books and adds them to its immense database.
  • To contain the danger, in addition to having up-to-date software, macros should be deactivated in Word and Excel and no attachments should be opened from emails from unknown senders.

Piggybacking onto the end device

Trojans are not only found in email attachments. They can also "piggyback" on supposedly free programs. Once again, therefore, it is important not to use dubious sources for software downloads such as codec packs or cracked programs, even if you might save a few euros. The damage that can be caused by Trojans often exceeds the value of the software if it had been purchased through regular channels.

Incidentally, a Trojan should not be confused with a virus. Computer viruses reproduce independently, whereas a Trojan is merely a door opener – but with potentially devastating consequences.

Therefore, here is a checklist on how to protect yourself and your devices from Trojans:

  1. Think before you open attachments from emails. Check the sender and the text, and consider whether the attachment really needs to be opened.
  2. Always keep your mobile and stationary systems up to date. Install security updates on a regular basis, both for the operating system and the installed programs.
  3. Do not allow macros in Word and Excel.
  4. Do not click on links without thinking. There is also the possibility of a drive-by infection. This is an unnoticed installation of malware when visiting bogus websites, which ensure that the malware is downloaded onto the home system in the background.
  5. Avoid downloading programs from unsafe sources. On mobile devices, avoid installing apps that are not offered in the Google Play Store or the Apple Store.
  6. Always display all file extensions. This will tell you if a supposed image – usually with a jpg extension – is backed by an executable file with an exe extension.
  7. As an additional security measure, use two-factor authentication via a mobile app and strong passwords, or ideally a password manager.
  8. Always scan your system with a virus scanner with up-to-date definitions. The Kaspersky Internet Security suite protects you from malicious programs and malicious content.
  9. Make regular backups of your data. Not only on cloud services, but also on a physical data carrier, such as a mobile SSD or HDD hard drive with a USB connection.

Be careful when surfing the web

The Trojans mentioned here are the best-known types. What they all have in common is that they can only get onto the end device with the help of the user. However, if you surf the web carefully, do not open email attachments without thinking, and only obtain programs from secure sources, you should be able to avoid these threats. An up-to-date operating system and an Internet Download Manager Full - Crack Key For U virus scanner will protect you even better from Trojans.

These security solutions protect against Trojans and other online threats:

Kaspersky Internet Security

Kaspersky Total Security

Kaspersky Security Cloud

Related Articles:

Detecting ransomware – how encryption Trojans differ

Tips on avoiding phishing

Ransomware protection – how to keep your data safe

What is a Trojan horse and what damage can it do?

Kaspersky

There are many different types of harmful Trojan horses on the Internet. An overview of the best-known Trojan horses, and how you can protect yourself.

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Источник: https://www.kaspersky.com/resource-center/threats/trojans

signal for desktop

Signal is a popular app for those looking for a privacy-focused alternative to WhatsApp, Telegram, and Facebook Messenger. It has many of the features you’d expect from a messaging service, including a desktop app. We’ll show you how it works.

One of the biggest selling points of Signal is the automatic end-to-end encryption of messages. If that’s something you’re interested in, you probably want it everywhere, not just on your phone. Signal offers the same privacy features in its desktop app.

RELATED:What Is Signal, and Why Is Everyone Using It?

In order to use Signal on the desktop, you must have the Signal app installed on your iPhone, iPad, or Android device. Signal for Desktop is available for Windows, Mac, and Linux.

After installing Signal for Desktop on your computer, open up the app. The first thing you’ll see is a QR code. This is how the desktop app connects to the mobile app.

qr code from desktop app

Open the Signal app on your phone or tablet. Next, on Android, tap on the three-dot menu icon in the top-right corner, then go to Settings > Linked Devices and select the “+” button. On iPhone and iPad, tap on your profile picture in the top-left corner to open the “Settings” menu, then select Linked Devices > Link New Device.

linked devices

You’ll need to give Signal permission to use your camera to scan the QR code.

camera permission on android

Line up the camera with the QR code shown on the desktop app.

scan the QR code

The phone app will ask if you’re sure you want to link to the desktop app. Tap “Link Device” to proceed.

tap Link Device

We can now go back to the desktop app, which will ask you to choose a name for your computer. Enter a name and click “Finish Linking Phone.”

enter name and finish linking phone

The desktop app will sync contacts and groups from your phone. This can take a few minutes.

syncing contacts and groups

Once that’s finished, you’ll see your conversations in the sidebar. Note that the conversations will not have any messages synced. This is a security feature. From this point forward, you will see any new messages that you send from your desktop or phone.

contacts in sidebar

The desktop interface is very similar to the mobile app. You can make video calls and voice calls, send audio messages, attach photos and videos, and use stickers.

desktop UI

Sticker packs that you download on your phone will be automatically available on your computer.

sticker packs

That’s it! You can now use Signal from your phone and computer simultaneously. Keep in mind that if you use Signal as your default SMS app on Android, the SMS conversations will not appear on the desktop app.

RELATED:How to Make Signal Your Default SMS Messaging App on Android

Источник: https://www.howtogeek.com/710253/how-to-use-signal-on-desktop/
  • Earlier this month, Elon Musktweeted that his followers should "Use Signal."
  • Signal is a privacy-focused messaging app that uses more security protocols than regular SMS text messaging.
  • Alternate messaging apps have become popular as WhatsApp mulls over a new privacy policy that users believe will give its owner, Facebook, access to more data.

In one of his characteristically short, sweet, and to-the-point tweets, Elon Musk recently directed his followers to simply "Use Signal," an encrypted messaging platform lauded for taking security protocol a few steps further than similar services.

This content is imported from Twitter. You may be able to find the same content in another format, or you may be able to find more information, at their web site.

Musk's underlying message? Since WhatsApp, another encrypted messaging service, plans to introduce a new privacy policy that some users think will fork over their data to the app's parent company, Facebook (it won't), an alternative service like Signal seems like the only solution.

Tech is tricky. We'll be your support.

Go Pro.

Signal has already been gaining in popularity since the summer of 2020, as protesters in support of the Black Lives Matter movement used the app to keep their messages away from signal desktop app sms - Crack Key For U officers that could be potentially monitoring their correspondences and location. According to a report in The New York Times, the app saw five times more downloads in the first week of June 2020 as compared to the week prior to the police killing of George Floyd.

But with Musk's missive, his followers swarmed to the app in droves. In a January 13 tweet, Signal said the app had gone from 10 million installs on the Google Play market to 50 million downloads in the span of a single day. Two days later, the company notified its users that it was "experiencing technical difficulties" due to the influx of new installs.

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"We have been adding new servers and extra capacity at a record pace every single day this week nonstop, but today exceeded even our most optimistic projections," the company said in a January 15 tweet. "Millions upon millions of new users are sending a message that privacy matters. We appreciate your patience."

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So what exactly is the hype all about? Here's everything you need to know about Signal, from how it works, to who owns it, to why you should consider downloading it now.

What Is Signal?

Signal is a messaging app, just like WhatsApp or iMessage or Facebook Messenger, but one that's geared toward privacy and security rather than cute emoji stickers. In fact, its security measures are so good that even Edward Snowden recommends it—and he should know which apps are the best for stopping unwanted snooping.


Download Signal

Signal

AndroidiOS

Signal is free to use and available on both Android and iOS operating systems. Alongside the extra security protocols, it includes all of the basic messaging tools you're going to need, including read receipts, emoji support, group chats, and voice and video calls.

As on WhatsApp, Signal uses your mobile number to identify you to your contacts, so there are no new usernames or passwords to remember, and you can dive straight in. On Android, you can also use Signal to send normal SMS and MMS messages to contacts who don't have the app installed, but those messages won't have the same security protections.

Why Use Signal?

First and foremost, you should use Signal because it protects your chats. Anything that you send or receive is encrypted, which makes it very hard for anyone who intercepts the data to work out what's being said unless they are the specified recipient. It's all thanks to a concept known as end-to-end encryption.

Many companies use encryption, which basically scrambles the contents of a message or some other snippet of data, rendering it completely useless without the decryption key, which can unshuffle the jargon and restore the original.

Under Bandicam 5.2.1.1860 Crack + Torrent With Key Full Free Download [Latest] 2021 framework, a company usually has the cryptographic encryption key, which means the data isn't truly safe if a government or hacker gets their hands on the key. End-to-end encryption, though, means only the end computer—the one receiving the data—has the encryption key stored. In theory, that person's computer could still be hacked and the encryption key could be forfeited, but it really reduces those odds.

Signal's end-to-end encryption is powered by the company's open source Signal Protocol. That means the company can't read your messages or listen to your calls, and no one else can either. And since Signal doesn't store any user data, governments and other agencies can't request it, and it can't leak out.


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On top of that, all the code is open source, so anyone can look at how the app is written. While that doesn't mean hackers can break Signal's encryption (which is virtually uncrackable), it does mean security experts and users can check that Signal is maintaining the high privacy standards it says it is.

Just about every security researcher who has taken a look at Signal has given it a big thumbs up from a data privacy and security standpoint, and its underlying technologies are now used in many other apps, too. The FBI and CIA might not like it, but right now, Signal is about as good as it gets for "going dark" on your phone.

How Do You Use Signal?

Signal isn't difficult to use, and the setup is the same as with many other messaging programs—all of that clever security technology is hidden away behind the scenes. When you've installed the app on your phone, you'll be asked to enter and confirm your phone number. On Android, you'll also be asked if you want to set the app as the default for normal text messages. (Apple, of course, doesn't let you change the default SMS app on iOS.)

Tap the pen icon to start a conversation or select an existing thread to continue it. Icons to send messages, make calls, attach files, share photos, and embed voice clips all appear inside the conversation window, though there are some small differences between the Android and iOS apps.

You can set messages to automatically disappear on a contact-by-contact basis. On Android, open up the menu inside a conversation (the three vertical dots), tap Disappearing messages, and set a time limit. On iOS, tap the banner at the top of the conversation to do the same thing. Remember that conversations can still be captured via screenshot, though even this is blocked in the Android version of Signal.

As a bonus, you now have the option to blur photos right in the app so that sensitive data, like people's faces at a protest, won't be exposed. Just open Signal, select a conversation or contact, tap the "+" icon and select the Gallery option. Select the photo, click Continue, and tap the Blur icon at the top of the page. Pick the Blur Photos option and tap Confirm.

Who Owns Signal?

Phillip FaraoneGetty Images


The executive chairman of the Signal Foundation is Brian Acton, a cofounder of WhatsApp.

Signal is the lovechild of two pieces of software from Whisper Systems, which launched in 2010: RedPhone, an encrypted voice calling app, and TextSecure, an encrypted texting platform. In 2011, Twitter acquired Whisper Systems and subsequently shut down RedPhone. Later that year, the social media company rereleased TextSecure as a free, open-source messaging platform.

This content is imported from Twitter. You may be able to find the same content in another format, or you may be able to find more information, at their web site.

In February 2014, security researcher Moxie Marlinspike—one of the cofounders of Whisper Systems—left Twitter to start Open Whisper Systems. This was the point at which TextSecure began to look more like today's version of Signal, with end-to-end encryption and instant messaging capabilities. By July 2014, the software officially became known as Signal.

Acton got together with Marlinspike in February 2018 to create the Signal Foundation, a nonprofit dedicated to making private communication "accessible and ubiquitous." Acton provided $50 million in startup funds after leaving WhatsApp about six months prior. To this day, Signal continues to keep its lights on solely through donations.

What About Signal Alternatives?

ChesnotGetty Images

If Signal doesn't cut it for some reason, you can try out Telegram, a competitor messaging app that prioritizes speed and security. In a similar fashion to Signal, Telegram uses end-to-end encryption to send photos, messages, videos, and other files. However, it's optional, and not the default—you have to start a dedicated "secret chat."

Unlike Signal, Telegram is a bit more like email and SMS combined, as you can create a username to broadcast messages to groups or channels of up to 200,000 people. However, those big group chats won't feature end-to-end encryption, as Telegram only supports that option in 1:1 conversations.


Download Telegram

Telegram

AndroidiOS

Still, Telegram has a few redeeming qualities over Signal, including the ability to transfer larger file sizes of up to 2 gigabytes (Signal only lets you send files of up to 100 megabytes); synchronization of messages across devices thanks to the cloud; the ability to add helpful bots to your conversations; and generally, a better user interface, complete with moving stickers and the ability to customize your chat windows.

More differences between Signal and Telegram:

➡️ Signal will keep everything on your device by default, while Telegram will hold your conversations in its servers.

➡️ Security researchers say Signal's encryption scheme is more advanced than Telegram's, but it's complicated.

➡️ Signal is run by a nonprofit, while Telegram is owned and operated by Pavel Durov, a Russian billionaire known for launching Vkontakte, a social media site.


🎥 Now Watch This:

Courtney LinderSenior EditorBefore joining Pop Mech, Courtney was the technology reporter at her hometown newspaper, the Pittsburgh Post-Gazette.

This content is created and maintained by a third party, and imported onto this page to help users provide their email addresses. You may be able to find more information about this and similar content at piano.io

Источник: https://www.popularmechanics.com/technology/apps/a25736/signal-app-guide-how-to-use/
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